SBI Contra Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.14%
Dekho, aap logon ne abhi tak kya socha hai ki Multi Cap aur Large Cap funds me kya antar hai? Aaj humein SBI Contra Fund aur Aditya Birla Sun Life Large Cap Fund ka comparison karna hai. Ye do funds aapke long-term wealth creation ke liye kitni suitable hain, iska answer humein milne wala hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Aditya Birla Sun Life |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 1009.42 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 12.61 |
| Sharpe Ratio | 0.72 | 0.61 |
| 1 Year Return (%) | -1.21% | 2.72% |
| 3 Year Return (%) | 16.36% | 14.14% |
| 5 Year Return (%) | 18.26% | 10.5% |
| Since Launch (%) | 15.48% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 29% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (SBI Contra Fund) 3Y return aur expense ratio ke liye Aditya Birla Sun Life Large Cap Fund se bhi accha hai. Lekin, koi bhi fund bahut jaldi 18.26% return dekar aadmi ko crorepati bana deta hai. To, Aditya Birla Sun Life Large Cap Fund bhi ek achha option hai. Haan, humein zaroori hai ki aap apne investment goals aur risk-taking capacity ke anusaar fund chunen.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Monthly SIP ke liye, SBI Contra Fund aur Aditya Birla Sun Life Large Cap Fund dono hi achhe options hain. Lekin, SBI Contra Fund ka 3Y return aur consistency ke liye Aditya Birla Sun Life Large Cap Fund se bhi accha hai. To, SBI Contra Fund SIP ke liye ek better option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur expense ratio ke liye, SBI Contra Fund aur Aditya Birla Sun Life Large Cap Fund dono hi very high risk fund hain. Lekin, SBI Contra Fund ka Sharpe ratio aur expense ratio Aditya Birla Sun Life Large Cap Fund se bhi accha hai. To, SBI Contra Fund risk-adjusted returns ke liye Aditya Birla Sun Life Large Cap Fund se bhaari hai.
📊 Portfolio Diversification
SBI Contra Fund ka asset allocation aur top holdings concentration Aditya Birla Sun Life Large Cap Fund se bhi badhia hai. HDFC Bank Ltd. aur Reliance Industries Ltd. dono hi top 3 holdings hain, lekin SBI Contra Fund ka equity allocation 81.12% hai, jo Aditya Birla Sun Life Large Cap Fund ki 96% se kam hai. To, SBI Contra Fund portfolio diversification ke liye Aditya Birla Sun Life Large Cap Fund se bhaari hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, 5Y return ke liye SBI Contra Fund (18.26%) Aditya Birla Sun Life Large Cap Fund (10.5%) se bhi accha hai. Lekin, 3Y return ke liye Aditya Birla Sun Life Large Cap Fund (14.14%) SBI Contra Fund (16.36%) se kam hai. To, aapko fund chunne ke liye apne investment goals aur risk-taking capacity ko dhyaan mein rakhna hoga.
Q2: Is the higher risk fund worth it?
Haan, SBI Contra Fund ka riskometer aur volatility Aditya Birla Sun Life Large Cap Fund se bhi badhia hai. Lekin, SBI Contra Fund ka Sharpe ratio aur expense ratio Aditya Birla Sun Life Large Cap Fund se bhi accha hai. To, aapko fund chunne ke liye apne risk-taking capacity ko dhyaan mein rakhna hoga.
Q3: Which fund is more cost-effective?
Aditya Birla Sun Life Large Cap Fund ka expense ratio 0.52% hai, jo SBI Contra Fund ka 0.72% se kam hai. To, Aditya Birla Sun Life Large Cap Fund aapke liye cost-effective option hai.