SBI Blue Chip Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Dekho, aap humare paas do bade fund hai – SBI Blue Chip Fund aur UTI Mutual Fund Large Cap Fund. Dono fund large cap category mein hai aur ek hi riskometer rating hai - Very High. Is article mein hum comparison karenge aur aapko pata chalayenge ki kis fund aapko apne long-term wealth creation ke liye chunna chahiye.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | UTI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 11.79 |
| Sharpe Ratio | 2.18 | 0.7 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Blue Chip Fund, 3Y return mein 31.25% ka return deta hai, jo Fund B, UTI Mutual Fund Large Cap Fund, ki 3Y return se zyada hai. Lekin expense ratio ka hisab lene par, Fund B thoda sa cost-effective hai. Chaliye, hum fund ke 5Y return, expense ratio, aur riskometer par dhyan dekar verdict nikalte hai. Our verdict hai ki Fund A, SBI Blue Chip Fund, long-term wealth creation ke liye bhi better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Haan, SIP suitabilit ke liye hum 10+ saal ke SIP ke liye karenge comparison. Fund B, UTI Mutual Fund Large Cap Fund, 1Y return mein -4.02% ka return deta hai, jo Fund A, SBI Blue Chip Fund, ki 1Y return se kam hai. Lekin 3Y return mein Fund A ka return Fund B se zyada hai. Chaliye, hum SIP stability aur consistency par dhyan dekar Fund A ko better fund ke roop mein samjhege.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, dono fund high-risk fund hai. Lekin Sharpe ratio ke hisaab se, Fund A, SBI Blue Chip Fund, Fund B se zyada risk-adjusted returns deta hai. Chaliye, hum expense ratio aur riskometer par dhyan dekar Fund A ko better fund ke roop mein samjhege.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund A aur Fund B dono mein ek hi asset allocation hai - 97% equity aur 3% T-Bills. Lekin top holdings ke hisaab se, Fund A mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. ko Fund B mein bhi HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. milte hai. Chaliye, hum asset allocation aur top holdings concentration par dhyan dekar Fund A ko better fund ke roop mein samjhege.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, SBI Blue Chip Fund, 5Y return mein 25.25% ka return deta hai, jo Fund B, UTI Mutual Fund Large Cap Fund, ki 5Y return se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A, SBI Blue Chip Fund, volatility aur Sharpe ratio ke hisaab se Fund B se zyada risk-adjusted returns deta hai, lekin aapko risk ki samajh aur tolerance ke hisaab se fund chunne mein saavdhaani rakhni chahiye.
Q3: Which fund is more cost-effective?
Fund B, UTI Mutual Fund Large Cap Fund, expense ratio ke hisaab se Fund A se zyada cost-effective hai, lekin dono fund me expense ratio 0.5% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price