SBI Blue Chip Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Chaliye dekho, hum do mutual funds ke beech mein peheli jaanch kar rahe hain. Fund A, SBI Blue Chip Fund Direct Plan Growth aur Fund B, Tata Mutual Fund Large Cap Fund Direct Plan Growth dono Large Cap category mein hain. Aaj hum is article mein jaanne jaayenge ki kis fund mein long-term wealth creation ke liye invest karna chahiye.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Tata Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.94 |
| Sharpe Ratio | 2.18 | 0.63 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 32% |
🤖 AI Verdict – Which is Better?
Haan, hum aaj kee verdict mein baat karte hain. Fund A ke 3Y return 31.25% hai, jabki Fund B ke 3Y return 14.7% hai. Lekin expense ratio mein bhi Fund A 0.79% hai, jabki Fund B 0.52% hai. Isliye, fund A long-term wealth creation ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Kya fund A ya fund B iske liye acha hai monthly SIP ke liye? Dekha jata hai ki fund A mein 5Y return 25.25% hai, jabki fund B mein 5Y return 12.03% hai. Isliye, fund A consistent aur stable return ke liye acha hai.
⚠️ Risk & Cost Analysis
Ab hum dekhenge ki kis fund mein riskometer, volatility, Sharpe ratio aur expense ratio mein better returns hain. Fund A ke riskometer Very High hai, jabki fund B ke riskometer bhi Very High hai. Lekin volatility mein fund A 11.35 hai, jabki fund B 12.94 hai. Isliye, fund A mein better risk-adjusted returns hain.
📊 Portfolio Diversification
Ab hum portfolio diversification ke liye dekhte hain. Fund A mein equity mein 97.26% investment hai, jabki T-Bills mein 0.78% hai. Lekin fund B mein equity mein 96.00% investment hai, jabki T-Bills mein 4.00% hai. Isliye, fund A mein asset allocation mein better diversification hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund A ke 5Y return 25.25% hai, jabki fund B ke 5Y return 12.03% hai. Isliye, fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke dauraan dekha jata hai ki fund A mein better risk-adjusted returns hain. Isliye, higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Expense ratio ke dauraan dekha jata hai ki fund B 0.52% hai, jabki fund A 0.79% hai. Isliye, fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price