SBI Blue Chip Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
22.93%
Aapke paas do mutual funds hein: SBI Blue Chip Fund aur Sundaram Mutual Fund Multi Cap Fund. Ye donon fund Large Cap aur Multi Cap categories mein aate hain. Aaj hum apne paas dekhte hain in dono fundon ka comparison karte hue unke characteristics aur aapko kya sikhne milenge.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Sundaram Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 1431.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 14.8 |
| Sharpe Ratio | 2.18 | 1.11 |
| 1 Year Return (%) | 9.84% | 6.91% |
| 3 Year Return (%) | 31.25% | 22.93% |
| 5 Year Return (%) | 25.25% | 19.07% |
| Since Launch (%) | 12.02% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 50% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Blue Chip Fund, long-term wealth creation ke liye aapke liye better hoga. Iska reason hai iska 3Y return jiska 31.25% hai, aur expense ratio jiska 0.79% hai. Fund B, Sundaram Mutual Fund Multi Cap Fund, lekin iska 3Y return 22.93% hai aur expense ratio 1.68% hai. Haan, Fund A mein bhi riskometer Very High hai, lekin Fund B ka volatility aur expense ratio Fund A ke liye achhe hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Aapko monthly SIP ke liye donon fundon ka comparison karna hai. Fund A ka 3Y return aur expense ratio Fund B se achhe hain. Haan, Fund B ka return stability thoda kam hai. Lekin Fund A ka riskometer Very High hai. Chaliye, Fund B SIP ke liye thoda behtar hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility donon fundon mein Very High hai. Lekin Fund A ka Sharpe ratio 2.18 hai, jiska Fund B ka Sharpe ratio 1.11 hai. Expense ratio mein bhi Fund A better hai. Haan, Fund B ka volatility thoda kam hai. Dekho, Fund A ka risk-adjusted return thoda achha hai.
📊 Portfolio Diversification
Asset allocation ke baare mein dekhiye. Donon fund mein Equity 97% hai, lekin T-Bills mein Fund A ka 0.78% hai aur Fund B ka 3.00% hai. Haan, Fund A ka asset allocation thoda achha hai. Top holdings mein bhi Fund A ka concentration thoda kam hai. Dekho, Fund A ka portfolio diversification thoda behtar hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 25.25% hai, aur Fund B ka 5Y return 19.07% hai. Haan, Fund A long run mein better returns deta hoga.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 11.35 hai, aur Fund B ka volatility 14.8 hai. Haan, Fund A ka risk-adjusted return thoda achha hai. Lekin Fund A ka riskometer Very High hai. Chaliye, Fund A ka risk worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.79% hai, aur Fund B ka expense ratio 1.68% hai. Haan, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price