SBI Blue Chip Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
13.45%
Haan, aaj hum do funds ke beech meh comparison karenge. SBI Blue Chip Fund aur SBI Small Cap Fund - dono hi Very High Riskometer vale hain, lekin unke investment returns aur expense ratio mein kuch aise chote-chote antar hain jo aapko pata chal jayenge. Dekho, yeh post aapko fund ke aas-paas sab kuch maloom karne mein madad karega.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 101.68 | 192.12 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 17.83 |
| Sharpe Ratio | 2.18 | 0.39 |
| 1 Year Return (%) | 9.84% | 0.06% |
| 3 Year Return (%) | 31.25% | 13.45% |
| 5 Year Return (%) | 25.25% | 14.57% |
| Since Launch (%) | 12.02% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 8% | 23% |
🤖 AI Verdict – Which is Better?
Chaliye, Fund B ki 3Y return 13.45% hai, jiska matlab hai ki yeh fund short-term meh thoda kam jaanta hai. Lekin expense ratio bhi kam hai, 0.82% hi hai. Fund A ki 3Y return 31.25% hai, lekin expense ratio bhi 0.79% hai. Haan, Fund A ka 5Y return bhi adhik hai, 25.25%. Dekho, yeh sab data aapko fund ke beech ka antar de rahi hai. Sach ye hai, Fund A long-term wealth creation ke liye adhik suitable hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP ke liye Fund A adhik suitable hai, kyun ki yeh fund 10+ years ke liye consistent returns de sakta hai. Fund B ki 1Y return thodi kam hai, 0.06% hi hai. Lekin yeh fund short-term meh kam risk vala hai. Haan, Fund A ka asset allocation bhi sabhi categories meh spread hai, jisse risk kam hota hai. Dekho, yeh sab data aapko Fund A ko SIP ke liye suitable karne ke liye madad karega.
⚠️ Risk & Cost Analysis
Haan, yeh dono funds Very High Riskometer vale hain, lekin Fund B ki volatility adhik hai, 17.83. Lekin Sharpe ratio bhi kam hai, 0.39. Fund A ki volatility 11.35 hai, lekin Sharpe ratio 2.18 hai. Haan, expense ratio bhi Fund A ka kam hai, 0.79%. Dekho, yeh sab data aapko Fund A ko bettar risk-adjusted returns dene ke liye suitable karne ke liye madad karega.
📊 Portfolio Diversification
Haan, Fund A ka asset allocation Equity 97.26% hai, aur T-Bills 0.78% hai. Lekin Fund B ka asset allocation Equity 91.00% hai, aur Cash & Equivalents 9.00% hai. Dekho, yeh sab data aapko Fund A ko adhik diversified portfolio dene ke liye suitable karne ke liye madad karega. Haan, Fund A ki top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hai, jo ek dusre se alag-alag sectors se hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 25.25% hai, jiska matlab hai ki yeh fund long-run mein adhik returns de sakta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility 11.35 hai, lekin Sharpe ratio 2.18 hai. Yeh dono factors Fund A ko higher risk vala fund banate hain, lekin yeh fund adhik returns de sakta hai. Dekho, yeh sab data aapko Fund A ko higher risk fund ke liye suitable karne ke liye madad karega.
Q3: Which fund is more cost-effective?
Haan, Fund A ki expense ratio 0.79% hai, jo Fund B ki expense ratio 0.82% se kam hai. Dekho, yeh sab data aapko Fund A ko adhik cost-effective fund ke liye suitable karne ke liye madad karega.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price