SBI Blue Chip Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
15.45%
Dekho, aap do large-cap aur mid-cap funds ke beech mein kya farq hai? Hum aapko SBI Blue Chip Fund aur SBI Midcap Fund ke beech ka comparison karne wale hain. Aap jaante hain ki large-cap funds mein risk jyada hoti hai, lekin unka performance bhi kamal se achha hota hai. Is article mein hum aapko dikhayenge ki yeh do funds kis tarah se bade investment ke liye upyogi hain.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 101.68 | 264.93 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 14.71 |
| Sharpe Ratio | 2.18 | 0.61 |
| 1 Year Return (%) | 9.84% | 1.71% |
| 3 Year Return (%) | 31.25% | 15.45% |
| 5 Year Return (%) | 25.25% | 16.58% |
| Since Launch (%) | 12.02% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 8% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, SBI Blue Chip Fund hai jo 3Y return ke hisab se behtar fund hai. Iska 3Y return 31.25% hai, jo ki SBI Midcap Fund ki 15.45% se jyada hota hai. Lekin expense ratio ka bhi dhyaan rakhna hoga, jo ki SBI Blue Chip Fund mein 0.79% hai. Isliye, SBI Blue Chip Fund long-term wealth creation ke liye behtar fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Aapko pata hai ki SIP (Systematic Investment Plan) ek achha tareeka hai apna investment kharab nahin karna. Lekin aapko pata chalna hoga ki kis fund mein invest karna hai. SBI Blue Chip Fund ka 3Y return 31.25% hai, jiska ek consistent return hai. Isliye, yeh fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ka bhi dhyaan rakhna hoga. SBI Blue Chip Fund ka riskometer very high hai, lekin Sharpe ratio 2.18 hai, jo ki SBI Midcap Fund ki 0.61 se jyada hota hai. Isliye, SBI Blue Chip Fund mein risk-adjusted returns better hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka bhi dhyaan rakhna hoga. SBI Blue Chip Fund mein 97.26% equity aur 0.78% T-Bills hain, jo ki SBI Midcap Fund se kam diversified hai. Isliye, SBI Blue Chip Fund mein sector risk jyada hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5Y return 25.25% hai, jo ki SBI Midcap Fund ki 16.58% se jyada hota hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ka volatility 11.35 hai, jo ki SBI Midcap Fund ki 14.71 se kam hota hai. Isliye, SBI Blue Chip Fund mein risk-adjusted returns better hain.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ka expense ratio 0.79% hai, jo ki SBI Midcap Fund ki 1.62% se kam hota hai. Isliye, SBI Blue Chip Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price