SBI Blue Chip Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
18.13%
Chaliye, dekho, main aaj aapko do mahatvapurna SBI funds ki parikshan karta hoon - SBI Blue Chip Fund aur SBI Focused Fund. Ye dono funds aapke long-term wealth creation ke liye upyukt hain, lekin kya aapko pata hai ki kis fund se adhik sambhavna hai? Is article mein, main aapko fundon ke varnan, jankari, aur upyuktata par aamtaur par batata hoon.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 432.21 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.25 |
| Sharpe Ratio | 2.18 | 0.88 |
| 1 Year Return (%) | 9.84% | 12.11% |
| 3 Year Return (%) | 31.25% | 18.13% |
| 5 Year Return (%) | 25.25% | 15.02% |
| Since Launch (%) | 12.02% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 8% | 45% |
🤖 AI Verdict – Which is Better?
Haan, ismein koi shanka nahin, SBI Blue Chip Fund aapke liye adhik upyukt hai. Iski 3Y return 31.25% hai, jo ki SBI Focused Fund ki 3Y return (18.13%) se adhik hai. Aapke paise ka risk kam karna hai, ismein SBI Blue Chip Fund ki expense ratio (0.79%) kam hai. Dono funds ki riskometer Very High hai, lekin SBI Blue Chip Fund ki stability aur return dono mein adhik hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Chaliye, dekho, kis fund mein SIP lagane se aapko adhik fayda hoga. SBI Blue Chip Fund ka 3Y return aur SBI Focused Fund ka 1Y return dono hi adhik hai, lekin SBI Blue Chip Fund ka return stability adhik hai. SBI Focused Fund ka 1Y return adhik hai, lekin iska return stability SBI Blue Chip Fund se kam hai.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ki riskometer Very High hai, lekin SBI Blue Chip Fund ki volatility (11.35) kam hai. SBI Focused Fund ka Sharpe ratio (0.88) kam hai, jisse aapke paise ka risk adhik hota hai. SBI Blue Chip Fund ki expense ratio (0.79%) kam hai, jisse aapke paise ka loss kam hota hai.
📊 Portfolio Diversification
Chaliye, dekho, dono funds ke asset allocation aur top holdings concentration. SBI Blue Chip Fund ka asset allocation 97.26% equity hai, jisse aapke paise ka risk adhik hota hai, lekin ismein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) jaise top holdings hain. SBI Focused Fund ka asset allocation 76.29% equity aur 14.88% foreign equity hai, jisse aapke paise ka sector risk adhik hota hai, lekin ismein Alphabet Inc Class A (11.14%), State Bank of India (6.96%), aur ICICI Bank Ltd. (6.59%) jaise top holdings hain.
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5Y return 25.25% hai, jo ki SBI Focused Fund ka 5Y return (15.02%) se adhik hai. Isliye, SBI Blue Chip Fund aapke liye adhik upyukt hai.
Q2: Is the higher risk fund worth it?
SBI Focused Fund ka Sharpe ratio (0.88) kam hai, jo kisi bhi fund ke liye ek sambhavit nishan hai. Isliye, SBI Blue Chip Fund aapke liye adhik upyukt hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ki expense ratio (0.79%) kam hai, jisse aapke paise ka loss kam hota hai. Isliye, SBI Blue Chip Fund aapke liye adhik upyukt hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price