SBI Blue Chip Fund vs SBI ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
19.98%
Agar aapko bhi pata hai ki aapko long-term wealth creation ke liye ek fund chunna hai, toh aaj hum aapko SBI Blue Chip Fund aur SBI ELSS Tax Saver Fund ke beech mein kuchh aisi cheejen compare karenge jo aapko fund chunne mein madad karenge.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BSBI ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 101.68 | 462.73 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.11 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.93% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 15.53 |
| Sharpe Ratio | 2.18 | 0.87 |
| 1 Year Return (%) | 9.84% | -1.1% |
| 3 Year Return (%) | 31.25% | 19.98% |
| 5 Year Return (%) | 25.25% | 17.91% |
| Since Launch (%) | 12.02% | 15.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Milind Agrawal (0.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | ICICI Bank Ltd. (8.95%), Reliance Industries Ltd. (5.19%), Kotak Mahindra Bank Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.05% | T-Bills: 0.12% |
| Portfolio Turnover | 8% | 37% |
🤖 AI Verdict – Which is Better?
Hum dekhte hain ki 3Y return mein SBI Blue Chip Fund ne 31.25% ka return diya hai, jabki SBI ELSS Tax Saver Fund ne 19.98% ka return diya hai. Expense ratio ke liye, SBI Blue Chip Fund mein 0.79% ka expense ratio hai, jabki SBI ELSS Tax Saver Fund mein 0.93% ka expense ratio hai. Riskometer ke liye, dono funds Very High riskometer par hai. Haan, SBI Blue Chip Fund ki volatility 11.35 hai, jabki SBI ELSS Tax Saver Fund ki volatility 15.53 hai. Sharpe ratio ke liye, SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jabki SBI ELSS Tax Saver Fund ka Sharpe ratio 0.87 hai. Isliye, hum SBI Blue Chip Fund ko long-term wealth creation ke liye better fund maante hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider SBI ELSS Tax Saver Fund?
- Expense ratio: 0.93%
- 3Y return: 19.98%
- AUM: 3.11 Lac Cr
- Sharpe Ratio: 0.87
📈 SIP Suitability
SIP ke liye, hum dekhte hain ki SBI Blue Chip Fund ne 5Y mein 25.25% ka return diya hai, jabki SBI ELSS Tax Saver Fund ne 17.91% ka return diya hai. SBI Blue Chip Fund ki consistency aur return stability ki jagah, SBI ELSS Tax Saver Fund ki consistency aur return stability thi, lekin SBI Blue Chip Fund ki consistency aur return stability ki jagah, SBI ELSS Tax Saver Fund ki consistency aur return stability thi. Haan, SBI Blue Chip Fund ki 1Y return 9.84% thi, jabki SBI ELSS Tax Saver Fund ki 1Y return -1.1% thi. Isliye, hum SBI Blue Chip Fund ko SIP ke liye better fund maante hain.
⚠️ Risk & Cost Analysis
Riskometer ke liye, dono funds Very High riskometer par hai. Volatility ke liye, SBI Blue Chip Fund ki volatility 11.35 hai, jabki SBI ELSS Tax Saver Fund ki volatility 15.53 hai. Sharpe ratio ke liye, SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jabki SBI ELSS Tax Saver Fund ka Sharpe ratio 0.87 hai. Expense ratio ke liye, SBI Blue Chip Fund mein 0.79% ka expense ratio hai, jabki SBI ELSS Tax Saver Fund mein 0.93% ka expense ratio hai. Isliye, hum SBI Blue Chip Fund ko better risk-adjusted returns offere karta hai.
📊 Portfolio Diversification
Asset allocation ke liye, SBI Blue Chip Fund mein Equity 97.26% hai, jabki T-Bills 0.78% hai. SBI ELSS Tax Saver Fund mein Equity 96.05% hai, jabki T-Bills 0.12% hai. Top holdings concentration ke liye, SBI Blue Chip Fund mein HDFC Bank Ltd. 8.73%, ICICI Bank Ltd. 7.76%, aur Reliance Industries Ltd. 6.56% hai. SBI ELSS Tax Saver Fund mein ICICI Bank Ltd. 8.95%, Reliance Industries Ltd. 5.19%, aur Kotak Mahindra Bank Ltd. 4.9% hai. Isliye, SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki jagah SBI Blue Chip Fund ka asset allocation aur top holdings concentration dono ki jagah SBI ELSS Tax Saver Fund ka asset allocation aur top holdings concentration dono ki
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
SBI ELSS Tax Saver Fund
₹1909339.14
@20.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price