SBI Blue Chip Fund vs SBI Contra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
16.36%
Dekho, aap humare paas do funds hain - SBI Blue Chip Fund aur SBI Contra Fund. Ye donon funds Category mein alag hain - Large Cap aur Multi Cap. Aaj hum jaanege ki kis fund mein long-term wealth creation ke liye invest karna hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BSBI Contra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 408.51 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.72% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.7 |
| Sharpe Ratio | 2.18 | 0.72 |
| 1 Year Return (%) | 9.84% | -1.21% |
| 3 Year Return (%) | 31.25% | 16.36% |
| 5 Year Return (%) | 25.25% | 18.26% |
| Since Launch (%) | 12.02% | 15.48% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% |
| Portfolio Turnover | 8% | 130% |
🤖 AI Verdict – Which is Better?
Sach ye hai, kis fund mein long-term wealth creation ke liye invest karna hai, iske liye hum 3Y return, expense ratio, aur risk ko dekhte hain. Fund A ki 3Y return hai 31.25%, jiska expense ratio hai 0.79%. Fund B ki 3Y return hai 16.36%, lekin expense ratio hai 0.72%. Haan, Fund A ki 3Y return zyada hai, lekin expense ratio bhi zyada hai. Chaliye, humein Fund A ki riskometer aur volatility ko check karna hai. Fund A ki riskometer hai Very High aur volatility hai 11.35. Fund B ki riskometer bhi Very High hai, lekin volatility hai 13.7. Sharpe ratio ki baat karein, Fund A ki Sharpe ratio hai 2.18, jiska Sharpe ratio Fund B hai 0.72. Haan, Fund A ki Sharpe ratio zyada hai, isliye hume Fund A par vishvas hai ki long-term wealth creation ke liye invest karna hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Sach ye hai, SIP suitability ke liye hum monthly SIP ke liye 10+ years ke liye kis fund mein invest karna hai. Fund A ki 3Y return hai 31.25%, jiska consistency aur return stability hai. Fund B ki 3Y return hai 16.36%, lekin consistency aur return stability ka mukhya khyaal hai. Haan, Fund A ki 3Y return zyada hai, lekin iska consistency aur return stability bhi zyada hai. Isliye, hume Fund A par vishvas hai ki SIP suitability ke liye invest karna hai.
⚠️ Risk & Cost Analysis
Chaliye, humein riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karna hai. Fund A ki riskometer hai Very High aur volatility hai 11.35. Fund B ki riskometer bhi Very High hai, lekin volatility hai 13.7. Sharpe ratio ki baat karein, Fund A ki Sharpe ratio hai 2.18, jiska Sharpe ratio Fund B hai 0.72. Expense ratio ki baat karein, Fund A ki expense ratio hai 0.79%, jiska expense ratio Fund B hai 0.72%. Haan, Fund A ki expense ratio zyada hai, lekin riskometer aur volatility ka mukhya khyaal hai. Isliye, hume Fund A par vishvas hai ki risk-adjusted returns ke liye invest karna hai.
📊 Portfolio Diversification
Chaliye, humein asset allocation aur top holdings concentration ko compare karna hai. Fund A ki asset allocation hai Equity: 97.26% aur T-Bills: 0.78%. Fund B ki asset allocation hai Equity: 81.12%, T-Bills: 2.35%, Forgn. Eq: 2.19%, Debenture: 1.92%, CD: 1.05%, REITs: 0.94%, Call Option: -0.03%, aur Futures: -0.16%. Haan, Fund A ki asset allocation zyada concentrated hai, lekin Fund B ki asset allocation zyada diversified hai. Top holdings concentration ki baat karein, Fund A ki top holdings hai HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%). Fund B ki top holdings hai HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), aur Biocon Ltd. (3.04%). Haan, Fund A ki top holdings ki concentration zyada hai, lekin Fund B ki top holdings ki concentration thodi kam hai. Isliye, hume Fund B par vishvas hai ki portfolio diversification ke liye invest karna hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return hai 25.25% aur 3Y return hai 31.25%. Fund B ki 5Y return hai 18.26% aur 3Y return hai 16.36%. Haan, Fund A ki long-term returns zyada hai, isliye hume Fund A par vishvas hai ki long-run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Chaliye, humein Fund A aur Fund B ki riskometer, volatility, aur Sharpe ratio ko compare karna hai. Fund A ki riskometer hai Very High aur volatility hai 11.35. Fund B ki riskometer bhi Very High hai, lekin volatility hai 13.7. Sharpe ratio ki baat karein, Fund A ki Sharpe ratio hai 2.18, jiska Sharpe ratio Fund B hai 0.72. Haan, Fund A ki Sharpe ratio zyada hai, isliye hume Fund A par vishvas hai ki higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Chaliye, humein Fund A aur Fund B ki expense ratio ko compare karna hai. Fund A ki expense ratio hai 0.79%, jiska expense ratio Fund B hai 0.72%. Haan, Fund B ki expense ratio z
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price