SBI Blue Chip Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
7.98%
Agar aap ek Large Cap aur Multi Cap fund mein invest karna chahte hain, toh yahaan aapko Fund A: SBI Blue Chip Fund aur Fund B: Quantum Mutual Fund Multi Cap Fund ka vichar karna hoga. Dekho, hum aapko is article mein dono fundon ki tulna karenge.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 8.38 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.65 |
| Sharpe Ratio | 2.18 | 0.27 |
| 1 Year Return (%) | 9.84% | -11.42% |
| 3 Year Return (%) | 31.25% | 7.98% |
| 5 Year Return (%) | 25.25% | 4.71% |
| Since Launch (%) | 12.02% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 35% |
🤖 AI Verdict – Which is Better?
Haan, hum aapko sochne mein madad karenge ki Fund A ya Fund B aapke liye bhaariya fund hai. Chaliye, aap sabse pehle 3Y return, expense ratio, aur risk ke baare mein dekhte hain. Sach ye hai, Fund A ki 3Y return 31.25% hai, jo Fund B ki 7.98% se adhik hai. Lekin, expense ratio ka dhyan rakhna zaroori hai. Fund A ki expense ratio 0.79% hai, jo Fund B ki 1.68% se kam hai. Aur riskometer ke baare mein, dono fund "Very High" risk par hain. Lekin, volatility ke hisaab se, Fund A bhi thoda kam risk wala fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
Agar aap 10+ saal ke lia SIP karna chahte hain, toh Fund A aapke liye bhaariya fund hoga. Fund A ki consistency aur return stability dono mein acchi hai. Chaliye, aap Fund A ki 1Y return 9.84% aur 3Y return 31.25% dekhte hain. Fund B ki 1Y return -11.42% hai, jo kam hai.
⚠️ Risk & Cost Analysis
Haan, riskometer, volatility, Sharpe ratio, aur expense ratio ko dekhkar aapko pata chalega ki Fund A ya Fund B aapke liye kitna sahi hai. Chaliye, Fund A ki riskometer "Very High" hai, lekin volatility 11.35 hai, jo thoda kam hai. Sharpe ratio bhi 2.18 hai, jo Fund B ki 0.27 se adhik hai. Expense ratio bhi 0.79% hai, jo Fund B ki 1.68% se kam hai.
📊 Portfolio Diversification
Agar aap asset allocation aur top holdings concentration ke baare mein sochte hain, toh Fund A aapke liye bhaariya fund hoga. Fund A ki asset allocation mein Equity 97.26% aur T-Bills 0.78% hai. Top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Fund B ki asset allocation mein Equity 97.00% aur T-Bills 3.00% hai. Top 3 holdings mein bhi HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 25.25% hai, jo Fund B ki 4.71% se adhik hai. Isse pata chalta hai ki Fund A aapke liye bhaariya fund hai.
Q2: Is the higher risk fund worth it?
Haan, lekin aapko dhyan rakhna zaroori hai ki volatility aur Sharpe ratio bhi dono fundon ke liye accha hai. Fund A ki volatility 11.35 hai, jo Fund B ki 13.65 se kam hai. Sharpe ratio bhi 2.18 hai, jo Fund B ki 0.27 se adhik hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ki expense ratio 0.79% hai, jo Fund B ki 1.68% se kam hai. Isse pata chalta hai ki Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price