SBI Blue Chip Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.56%
Agar aapko invest karne mein lagta hai ki kis fund se aapko aur bhi achha return mil sakta hai, toh aapko yahaan ek sundar jankari mil sakti hai. Hum aaj SBI Blue Chip Fund aur Quantum Liquid Fund ke beech ka comparison karne ja rahe hain. In dono funds ke category aur riske meter ke bare mein humein kuch samajh aayegi.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 101.68 | 37.04 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.11 |
| Sharpe Ratio | 2.18 | 0.55 |
| 1 Year Return (%) | 9.84% | 5.71% |
| 3 Year Return (%) | 31.25% | 6.56% |
| 5 Year Return (%) | 25.25% | 5.82% |
| Since Launch (%) | 12.02% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 231% |
🤖 AI Verdict – Which is Better?
SBI Blue Chip Fund aur Quantum Liquid Fund dono alag-alag category mein hain, lekin agar hum long-term wealth creation ka focus rakhte hain, toh SBI Blue Chip Fund isme se adhik achha hai. Iske 3Y return 31.25% hain, jisse yeh Quantum Liquid Fund se adhik accha hai. Iske alawa, SBI Blue Chip Fund ka expense ratio 0.79% hai, jo Quantum Liquid Fund ka expense ratio 0.12% se kam hai. Iska matlab yeh hai ki SBI Blue Chip Fund adhik risk lene ke liye adhik cost hai, lekin yeh long-term wealth creation ke liye adhik achha fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Agar aapko monthly SIP karne ke liye fund chunna hai, toh SBI Blue Chip Fund isme se adhik achha hai. Iske 3Y return aur expense ratio ke hisab se, yeh fund adhik stable return provide karta hai. Quantum Liquid Fund ka 1Y return 5.71% hai, lekin yeh fund aage badhne ke liye adhik stable nahi hai.
⚠️ Risk & Cost Analysis
SBI Blue Chip Fund ka riskometer Very High hai, jisse iska risk level adhik hai. Iske alawa, iska volatility 11.35 hai, jo Quantum Liquid Fund ka volatility 0.11 se adhik hai. Lekin Sharpe ratio ke hisab se, SBI Blue Chip Fund adhik achha hai. Iska matlab yeh hai ki SBI Blue Chip Fund adhik risk lene ke liye adhik return provide karta hai, lekin yeh risk bhi adhik hai.
📊 Portfolio Diversification
SBI Blue Chip Fund ka asset allocation Equity mein 97.26% hai, jisse iska portfolio adhik concentrated hai. Iske alawa, iska top 3 holdings mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. Quantum Liquid Fund ka asset allocation T-Bills mein 65.00% hai, jisse iska portfolio adhik diversified hai. Iske alawa, iska top 3 holdings mein State Bank of India CD (8.5%), HDFC Bank CD (7.2%), aur Reliance Industries T-Bills (6.8%) hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5Y return 25.25% hai, jo Quantum Liquid Fund ka 5Y return 5.82% se adhik hai. Iska matlab yeh hai ki SBI Blue Chip Fund long run mein adhik accha return provide karta hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ka riskometer Very High hai, jisse iska risk level adhik hai. Iske alawa, iska volatility 11.35 hai, jo Quantum Liquid Fund ka volatility 0.11 se adhik hai. Lekin Sharpe ratio ke hisab se, SBI Blue Chip Fund adhik achha hai. Iska matlab yeh hai ki SBI Blue Chip Fund adhik risk lene ke liye adhik return provide karta hai, lekin yeh risk bhi adhik hai.
Q3: Which fund is more cost-effective?
Quantum Liquid Fund ka expense ratio 0.12% hai, jo SBI Blue Chip Fund ka expense ratio 0.79% se kam hai. Iska matlab yeh hai ki Quantum Liquid Fund adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price