SBI Blue Chip Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
9.45%
Ab humein do mutual funds ki comparison karni hai - SBI Blue Chip Fund aur Quant Mutual Fund Liquid Fund. Ye dono fund alag-alag categories mein aate hain. Fund A large-cap fund hai, jabki Fund B liquid fund hai. Is article mein hum aapko Fund A aur Fund B ki comparison karenge aur aapko samajhne mein madad karenge ki aapko kis fund mein investment karna chahiye.
[VERDICT]| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quant Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 101.68 | 22.09 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.13 |
| Sharpe Ratio | 2.18 | 22.69 |
| 1 Year Return (%) | 9.84% | 0.9% |
| 3 Year Return (%) | 31.25% | 9.45% |
| 5 Year Return (%) | 25.25% | 8.38% |
| Since Launch (%) | 12.02% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | N/A |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 267% |
🤖 AI Verdict – Which is Better?
Haan, humne Fund A aur Fund B ki comparison karni hai. Dekho, Fund A ka 3Y return 31.25% hai, jabki Fund B ka 3Y return 9.45% hai. Isme, Fund A aapko better return de raha hai. Lekin, expense ratio bhi ek factor hai. Fund A ka expense ratio 0.79% hai, jabki Fund B ka expense ratio 0.12% hai. Isliye, hamne decision liya hai ki Fund B better fund hai long-term wealth creation ke liye.
[SIP_SUITABILITY]Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, humko consistency aur return stability ki zaroorat hai. Dekho, Fund A ka 1Y return 9.84% hai, jabki Fund B ka 1Y return 0.9% hai. Isse, hum samajh sakte hain ki Fund A ka return Fund B se jyaada stable hai. Lekin, Fund B ka SIP consistent hai aur aapko regular income de raha hai. Isliye, hum samajh sakte hain ki Fund B SIP ke liye better fund hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio aapke investment ke liye bahut important factors hain. Dekho, Fund A ka riskometer very high hai, jabki Fund B ka riskometer low hai. Fund A ka volatility 11.35 hai, jabki Fund B ka volatility 0.13 hai. Sharpe ratio aur expense ratio bhi Fund B ke liye better hai. Isliye, hum samajh sakte hain ki Fund B aapko better risk-adjusted returns de raha hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration aapke portfolio ke liye bahut important factors hain. Dekho, Fund A ka asset allocation 97.26% equity mein hai, jabki 0.78% T-Bills mein hai. Fund B ka asset allocation T-Bills mein 65% hai, jabki CD mein 20% hai. Top holdings concentration bhi Fund B ke liye better hai. Isliye, hum samajh sakte hain ki Fund B aapko better portfolio diversification de raha hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 25.25% hai, jabki Fund B ka 5Y return 8.38% hai. Isliye, Fund A long-term mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 2.18 hai, jabki Fund B ka Sharpe ratio 22.69 hai. Isliye, Fund A ka higher risk worth hai.
Q3: Which fund is more cost-effective?
Chaliye, Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 0.79% hai. Isliye, Fund B aapko more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price