SBI Blue Chip Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
20.86%
Dekho, aapke paas do large cap funds hain, SBI Blue Chip Fund aur PPFAS Mutual Fund Multi Cap Fund. Yeh dono fund category mein large cap fund hain, lekin investment style aur performance mein antar hain. Yeh article aapko fund ki comparison karke aapke liye fund selection ka faisla karne mein madad karega.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | PPFAS Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 14.1 |
| Sharpe Ratio | 2.18 | 1.02 |
| 1 Year Return (%) | 9.84% | 5.23% |
| 3 Year Return (%) | 31.25% | 20.86% |
| 5 Year Return (%) | 25.25% | 14.84% |
| Since Launch (%) | 12.02% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 41% |
🤖 AI Verdict – Which is Better?
Sach ye hai, SBI Blue Chip Fund aapke liye long term wealth creation ke liye better option hai. Yeh fund ke 3Y return 31.25% hain, jo ki PPFAS Mutual Fund Multi Cap Fund ki 3Y return 20.86% se zyada hai. Haan, lekin yeh fund ki expense ratio bhi kam hai, 0.79% hain, jo ki PPFAS Mutual Fund Multi Cap Fund ki expense ratio 1.68% se kam hai. Riskometer bhi dono fund mein very high hai, lekin SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jo ki PPFAS Mutual Fund Multi Cap Fund ka Sharpe ratio 1.02 se zyada hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
SIP suitabilit ke liye, SBI Blue Chip Fund aapke liye better option hai. Yeh fund ki consistency aur return stability dono mein PPFAS Mutual Fund Multi Cap Fund se bhi acchi hai. Yeh fund ki 5Y return 25.25% hai, jo ki PPFAS Mutual Fund Multi Cap Fund ki 5Y return 14.84% se zyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, dono fund mein very high hai, lekin SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jo ki PPFAS Mutual Fund Multi Cap Fund ka Sharpe ratio 1.02 se zyada hai. Expense ratio ke liye, SBI Blue Chip Fund ki expense ratio 0.79% hai, jo ki PPFAS Mutual Fund Multi Cap Fund ki expense ratio 1.68% se kam hai.
📊 Portfolio Diversification
Asset allocation ke liye, SBI Blue Chip Fund ki asset allocation Equity mein 97.26% hai, jo ki PPFAS Mutual Fund Multi Cap Fund ki asset allocation Equity mein 97.00% se kam hai. Top holdings concentration ke liye, SBI Blue Chip Fund ki top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jo ki PPFAS Mutual Fund Multi Cap Fund ki top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. se bhi kam concentration hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ki 5Y return 25.25% hai, jo ki PPFAS Mutual Fund Multi Cap Fund ki 5Y return 14.84% se zyada hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jo ki PPFAS Mutual Fund Multi Cap Fund ka Sharpe ratio 1.02 se zyada hai, lekin dono fund mein very high riskometer hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ki expense ratio 0.79% hai, jo ki PPFAS Mutual Fund Multi Cap Fund ki expense ratio 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price