SBI Blue Chip Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Chaliye dekho, aaj hum kisi bhi mutual fund ke liye ek vishayik analysis karne wali hain. Hum SBI Blue Chip Fund aur PPFAS Mutual Fund Large Cap Fund dono ko dekhenge aur jankari prapt karne wali hain ki kis fund mein long term mein aapko adhik vittiya laabh mil sakta hai.
[VERDICT]| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | PPFAS Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.07 |
| Sharpe Ratio | 2.18 | 0.68 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 24% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund B, PPFAS Mutual Fund Large Cap Fund, long-term mein aapko adhik vittiya laabh de sakta hai. Iska reason hai fund ki 3Y return aur expense ratio. Fund B ke 3Y return 14.7% hain, jo fund A ke 31.25% se kam hai, lekin expense ratio 0.52% hai, jo fund A ke 0.79% se kam hai. Isliye, fund B long-term mein aapko adhik vittiya laabh de sakta hai.
[SIP_SUITABILITY]Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Haan, fund B, PPFAS Mutual Fund Large Cap Fund monthly SIP ke liye vishesh roop se suitable hai. Iska reason hai ki fund ki consistency aur return stability. Fund B ke 1Y return -4.02% hai, jo fund A ke 9.84% se kam hai, lekin fund B ke 3Y return 14.7% hai, jo fund A ke 31.25% se kam hai. Isliye, fund B monthly SIP ke liye aapko adhik vittiya laabh de sakta hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi factors mein fund B, PPFAS Mutual Fund Large Cap Fund, fund A se behtar hai. Fund B ka riskometer hai Very High, jo fund A ka Very High se kam hai, volatility 12.07 hai, jo fund A ka 11.35 se kam hai, Sharpe ratio 0.68 hai, jo fund A ka 2.18 se kam hai, aur expense ratio 0.52% hai, jo fund A ka 0.79% se kam hai. Isliye, fund B aapko behtar risk-adjusted returns de sakta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration dono factors mein fund A, SBI Blue Chip Fund, fund B se behtar hai. Fund A ka asset allocation equity 97.26% hai, jo fund B ka equity 96.00% se kam hai, aur top holdings concentration fund A mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) hai, jo fund B mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) se kam hai. Isliye, fund A aapko adhik portfolio diversification de sakta hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, SBI Blue Chip Fund, 5Y return 25.25% hai, jo fund B ke 12.03% se adhik hai. Isliye, fund A long run mein aapko adhik vittiya laabh de sakta hai.
Q2: Is the higher risk fund worth it?
Fund B, PPFAS Mutual Fund Large Cap Fund, ka volatility 12.07 hai, jo fund A ka 11.35 se kam hai, lekin fund B ka Sharpe ratio 0.68 hai, jo fund A ka 2.18 se kam hai. Isliye, fund B aapko adhik risk-adjusted returns de sakta hai aur aapko behtar laabh de sakta hai.
Q3: Which fund is more cost-effective?
Fund B, PPFAS Mutual Fund Large Cap Fund, ka expense ratio 0.52% hai, jo fund A ka 0.79% se kam hai. Isliye, fund B aapko adhik cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price