SBI Blue Chip Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
1.9%
Dekho, today we're comparing two SEBI-registered funds, SBI Blue Chip Fund and Old Bridge Mutual Fund Multi Cap Fund. Both are Very High-risk funds with a focus on large-cap and multi-cap stocks. We'll analyze their performance, risk, and cost to help you decide which one is better for your long-term wealth creation. Chaliye, let's dive in!
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 8.38 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.85 |
| Sharpe Ratio | 2.18 | 1.82 |
| 1 Year Return (%) | 9.84% | -11.42% |
| 3 Year Return (%) | 31.25% | 1.9% |
| 5 Year Return (%) | 25.25% | 1.13% |
| Since Launch (%) | 12.02% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 38% |
🤖 AI Verdict – Which is Better?
Sach ye hai, the Old Bridge Mutual Fund Multi Cap Fund is not a good choice for long-term wealth creation due to its negative 1Y return and low 3Y and 5Y returns. On the other hand, the SBI Blue Chip Fund has delivered impressive returns over the past 3 and 5 years. Haan, the expense ratio of 0.79% of SBI Blue Chip Fund is also lower than Old Bridge's 1.68%. Lekin, we cannot ignore the risk factor, and both funds come with a Very High-risk rating. Dekho, if you're looking for a fund with a higher risk but also higher potential returns, SBI Blue Chip Fund might be a better choice.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
For a monthly SIP, consistency is key. Dekho, the SBI Blue Chip Fund has a better track record, with a 3Y return of 31.25% compared to Old Bridge's 1.9%. Lekin, Old Bridge's 1Y return is lower, which might affect its consistency. Haan, if you're looking for a fund that can provide stable returns over the long term, SBI Blue Chip Fund might be a better choice.
⚠️ Risk & Cost Analysis
Riskometer ke liye, both funds have a Very High rating, but the SBI Blue Chip Fund's Sharpe ratio of 2.18 is higher than Old Bridge's 1.82. Dekho, this means SBI Blue Chip Fund has provided better risk-adjusted returns. Lekin, Old Bridge's expense ratio is higher, which might affect its overall performance. Haan, if you're looking for a fund that offers better risk-adjusted returns, SBI Blue Chip Fund is the better choice.
📊 Portfolio Diversification
Asset allocation ke liye, both funds have a similar allocation to equity, but SBI Blue Chip Fund has a slightly higher allocation to equity at 97.26%. Dekho, Old Bridge's asset allocation is more concentrated in T-Bills at 3%, which might affect its diversification. Haan, if you're looking for a fund with a more diversified portfolio, SBI Blue Chip Fund might be a better choice.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund has delivered better returns over the past 3 and 5 years with a 3Y return of 31.25% and a 5Y return of 25.25%. Old Bridge Mutual Fund Multi Cap Fund has a 3Y return of 1.9% and a 5Y return of 1.13%. Haan, if you're looking for a fund with higher potential returns, SBI Blue Chip Fund might be a better choice.
Q2: Is the higher risk fund worth it?
Both funds have a Very High-risk rating, but the SBI Blue Chip Fund has a lower volatility of 11.35 compared to Old Bridge's 13.85. Haan, this means SBI Blue Chip Fund might be a better choice if you're looking for a fund with lower risk. Dekho, but keep in mind that higher risk often comes with higher potential returns.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund has a lower expense ratio of 0.79% compared to Old Bridge's 1.68%. Haan, this means SBI Blue Chip Fund is more cost-effective. Dekho, but keep in mind that a lower expense ratio doesn't always guarantee better returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price