SBI Blue Chip Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.93%
Aapke paas do alag-alag aavashyakataon ke fund hain. Fund A ek Large Cap Fund hai, jo kafi jyada risk lete hain lekin aage badhne ke chances bhi jyada hain. Fund B ek Liquid Fund hai, jo kafi chhote risk mein investment karne ka avsar pradaan karta hai. Aaj hum aapko Fund A aur Fund B ke beech ka tala kaaran banayenge.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 101.68 | 5622.79 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.12 |
| Sharpe Ratio | 2.18 | 3.58 |
| 1 Year Return (%) | 9.84% | 6.17% |
| 3 Year Return (%) | 31.25% | 6.93% |
| 5 Year Return (%) | 25.25% | 6.11% |
| Since Launch (%) | 12.02% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | N/A |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 239% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum Fund A ko aage badhane ka savalodh karte hain. Yeh fund 3 saal ke return mein 31.25% ki return pradaan karta hai, jo Fund B se adhik hai. Expense ratio ke liye bhi Fund A thoda jyada hai, lekin yeh fund aage badhne ke liye aage badh sakta hai. Haan, riskometer bhi bahut zyada hai, lekin yeh fund aage badhne ke liye aage badh sakta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
SIP ke liye, hum Fund B ko aage badhane ka savalodh karte hain. Yeh fund aam taur par aage badhne ke liye aage badh sakta hai, aur expense ratio bhi kam hai. Chaliye, yeh fund aapke monthly SIP ke liye aage badh sakta hai.
⚠️ Risk & Cost Analysis
Riskometer aur Expense ratio ke liye, hum Fund B ko aage badhane ka savalodh karte hain. Yeh fund aam taur par aage badhne ke liye aage badh sakta hai, aur expense ratio bhi kam hai. Yeh fund aapke risk-adjusted return ke liye aage badh sakta hai.
📊 Portfolio Diversification
Asset allocation ke liye, hum Fund A ko aage badhane ka savalodh karte hain. Yeh fund aam taur par aage badhne ke liye aage badh sakta hai, aur asset allocation bhi kam hai. Yeh fund aapke portfolio diversification ke liye aage badh sakta hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 3 saal ke return mein 31.25% aur 5 saal ke return mein 25.25% ki return pradaan karta hai, jo Fund B se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Higher risk fund hai, lekin yeh fund aage badhne ke liye aage badh sakta hai. Yeh fund aapke risk-adjusted return ke liye aage badh sakta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka Expense ratio 0.12% hai, jo Fund A ke 0.79% se kam hai. Yeh fund aapke cost-effectiveness ke liye aage badh sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price