SBI Blue Chip Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
12.3%
Aaj hum baat karenge SBI Blue Chip Fund aur Old Bridge Mutual Fund Balanced Advantage Fund ke beech. Dono fund different categories mein aate hain, lekin kya ye fund long-term wealth creation ke liye acche hain? Aaj hum dekhenge ki dono fund mein kya difference hai aur kis fund ke liye aapka paisa accha hoga.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 101.68 | 16.39 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 11.35 | 9.11 |
| Sharpe Ratio | 2.18 | 0.64 |
| 1 Year Return (%) | 9.84% | 3.08% |
| 3 Year Return (%) | 31.25% | 12.3% |
| 5 Year Return (%) | 25.25% | 5.27% |
| Since Launch (%) | 12.02% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 145% |
🤖 AI Verdict – Which is Better?
Humare paas dono fund ki 3Y return hai. Fund A ki 3Y return 31.25% hai, jabki Fund B ki 3Y return 12.3% hai. Riskometer ka dhyan dein, Fund A ka riskometer very high hai, jabki Fund B ka moderately high hai. Expense ratio bhi ek cheez hai jo humein dekhni hai. Fund A ka expense ratio 0.79% hai, jabki Fund B ka 0.78% hai. Haan, Fund A Fund B se bhi better hai, lekin kya aap iski risk le sakte hain? Ismein aapki aisi baat hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Agar aapko ek monthly SIP (Systematic Investment Plan) ki zarurat hai, to Fund A aur Fund B dono ke beech mein kya difference hai? Fund A ki 1Y return 9.84% hai, jabki Fund B ki 3.08% hai. Lekin Fund A ka riskometer very high hai, jabki Fund B ka moderately high hai. Haan, Fund A ka consistency aur return stability Fund B se bhi accha hai, lekin kya aap iski risk le sakte hain? Chaliye dekhna hai ki Fund A aur Fund B dono ke beech mein kya difference hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio sab kuch dono fund ke beech mein compare kiya jata hai. Fund A ka riskometer very high hai, jabki Fund B ka moderately high hai. Volatility bhi ek cheez hai jo humein dekhni hai. Fund A ka volatility 11.35 hai, jabki Fund B ka 9.11 hai. Sharpe ratio bhi ek cheez hai jo humein dekhni hai. Fund A ka Sharpe ratio 2.18 hai, jabki Fund B ka 0.64 hai. Expense ratio bhi ek cheez hai jo humein dekhni hai. Dono fund ki expense ratio hi hogi, lekin Fund A ka expense ratio 0.79% hai, jabki Fund B ka 0.78% hai. Haan, Fund A Fund B se bhi better hai, lekin kya aap iski risk le sakte hain? Ismein aapki aisi baat hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dono fund ke beech mein compare kiye ja sakte hain. Fund A ka asset allocation Equity mein 97.26% hai, jabki Fund B ka 65.00% hai. Top holdings concentration bhi ek cheez hai jo humein dekhni hai. Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jabki Fund B ka top 3 holdings bhi HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain. Haan, Fund A Fund B se bhi better hai, lekin kya aap iski risk le sakte hain? Ismein aapki aisi baat hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 25.25% hai, jabki Fund B ki 5Y return 5.27% hai. Haan, Fund A Fund B se bhi better hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer very high hai, jabki Fund B ka moderately high hai. Lekin Fund A ka Sharpe ratio 2.18 hai, jabki Fund B ka 0.64 hai. Haan, Fund A Fund B se bhi better hai, lekin kya aap iski risk le sakte hain? Ismein aapki aisi baat hai.
Q3: Which fund is more cost-effective?
Dono fund ki expense ratio hi hogi, lekin Fund A ka expense ratio 0.79% hai, jabki Fund B ka 0.78% hai. Haan, Fund B Fund A se bhi cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price