SBI Blue Chip Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
19.38%
Aapke paas do fund hain, SBI Blue Chip Fund aur Nippon India Multi Cap Fund. Ye dono fund Large Cap aur Multi Cap category mein hain. Aaj humein yeh jaanna hai ki in donon fund ke beech kya antar hai aur aapke liye kya fund behtar hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 327.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.84% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 14.38 |
| Sharpe Ratio | 2.18 | 0.9 |
| 1 Year Return (%) | 9.84% | 1.81% |
| 3 Year Return (%) | 31.25% | 19.38% |
| 5 Year Return (%) | 25.25% | 20.94% |
| Since Launch (%) | 12.02% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 99.5% |
| Portfolio Turnover | 8% | 89% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A, SBI Blue Chip Fund, 3Y return mein 31.25% ka return deta hai, jiske against Fund B, Nippon India Multi Cap Fund, 19.38% ka return deta hai. Expense ratio ke liye bhi Fund A kam hai. Isliye, humein lagta hai ki Fund A long-term wealth creation ke liye behtar fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
SIP ke liye aapke liye Fund A behtar hai. Iska 3Y return Fund B ke 3Y return se adhik hai aur expense ratio kam hai. Dekho, Fund A ki consistency aur return stability Fund B ke against adhik hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Fund A kam hai. Iske expense ratio bhi kam hai. Sharpe ratio ke liye bhi Fund A adhik hai. Isliye, humein lagta hai ki Fund A behtar risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye Fund A kam hai. Iske asset allocation mein Equity 97.26% aur T-Bills 0.78% hai. Iske top 3 holdings mein HDFC Bank Ltd. 8.73%, ICICI Bank Ltd. 7.76%, aur Reliance Industries Ltd. 6.56% hai. Isliye, Fund A ke portfolio mei diversification adhik hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 25.25% hai, jiske against Fund B ka 20.94% hai. Isliye, Fund A long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A higher risk hai, lekin volatility aur Sharpe ratio ke liye bhi kam hai. Isliye, Fund A behtar risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 0.79% hai, jiske against Fund B ka 0.84% hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price