SBI Blue Chip Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
15.4%
Aap log kai bar Fund A aur Fund B ke beech meh comparison karne ke liye aate hain. Main aapko Fund A aur Fund B ke beech ke kai mahatvapoorn factors ke baare mein batata hoon, jisse aap apne investment ke liye sahi fund choose kar sakte hain. Aaj hum Fund A aur Fund B ke 3 year return, expense ratio aur riskometer ke baare mein baat karenge.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 42.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.27 |
| Sharpe Ratio | 2.18 | 0.73 |
| 1 Year Return (%) | 9.84% | -0.91% |
| 3 Year Return (%) | 31.25% | 15.4% |
| 5 Year Return (%) | 25.25% | 3.31% |
| Since Launch (%) | 12.02% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.43% |
| Portfolio Turnover | 8% | 70% |
🤖 AI Verdict – Which is Better?
Fund A aur Fund B dono hi large cap fund hain, lekin Fund A ka 3 year return 31.25% hai, jabki Fund B ka 3 year return 15.4% hai. Expense ratio ke baare mein bhi Fund A bhaad mein hai. Chaliye Fund A ko sahi fund ke roop mein consider karte hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP ke liye Fund A aur Fund B dono hi achhe hain, lekin Fund A ka consistency aur return stability ka record thoda bhaad mein hai. Fund A ki 1 year return 9.84% hai, jabki Fund B ki 1 year return -0.91% hai. Lekin Fund A ka 3 year return aur 5 year return Fund B se adhik hai. To, Fund A SIP ke liye adhik achha fund hai.
⚠️ Risk & Cost Analysis
Riskometer ke baare mein Fund A aur Fund B dono hi Very High par hai, lekin Fund A ka volatility 11.35 hai, jabki Fund B ka volatility 12.27 hai. Sharpe ratio ke baare mein bhi Fund A bhaad mein hai. Lekin expense ratio ke baare mein Fund A Fund B se adhik bhaad mein hai. To, Fund B risk-adjusted returns se better hai.
📊 Portfolio Diversification
Asset allocation ke baare mein Fund A aur Fund B dono hi equity mein 96% se adhik fund hai. Lekin top 3 holdings ke baare mein Fund A bhaad mein hai, jisme HDFC Bank Ltd. 8.73% share hai, ICICI Bank Ltd. 7.76% share hai, aur Reliance Industries Ltd. 6.56% share hai. Fund B mein top 3 holdings mein HDFC Bank Ltd. 9.24% share hai, ICICI Bank Ltd. 7.99% share hai, aur Reliance Industries Ltd. 4.3% share hai. Fund A ka asset allocation aur top holdings concentration Fund B se thoda bhaad mein hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5 year return 25.25% hai, jabki Fund B ka 5 year return 3.31% hai. To, Fund A long run meh better returns de raha hai.
Q2: Is the higher risk fund worth it?
Sach ye hai ki Fund B ka volatility 12.27 hai, jabki Fund A ka volatility 11.35 hai. Sharpe ratio ke baare mein bhi Fund B bhaad mein hai. To, higher risk fund ke baare mein sochna chahiye.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 0.79% hai, jabki Fund B ka expense ratio 1.56% hai. To, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price