SBI Blue Chip Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
15.4%
Hum aajke Fund A aur Fund B ke beech ka comparison karne ja rahe hain. Ye dono large cap funds hain aur unka riskometer bhi very high hai. Hum aapko batayenge ki yeh dono funds aapke long-term wealth creation ke liye kaisa hai aur koon sa fund aapke liye better hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 98.75 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.8% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.25 |
| Sharpe Ratio | 2.18 | 0.73 |
| 1 Year Return (%) | 9.84% | -0.91% |
| 3 Year Return (%) | 31.25% | 15.4% |
| 5 Year Return (%) | 25.25% | 16.46% |
| Since Launch (%) | 12.02% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | BSE 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.43% |
| Portfolio Turnover | 8% | 70% |
🤖 AI Verdict – Which is Better?
Haan, yeh dono funds aapke long-term wealth creation ke liye kaisa hai. Fund A ka 3Y return 31.25% hai, jo Fund B ka 15.4% se bada hai. Lekin expense ratio ke hisab se, Fund B bahut kam kharcha hai, 0.8% aur Fund A 0.79%. Riskometer bhi dono hi very high hai, lekin Fund A ka Sharpe ratio 2.18 hai, jo Fund B ka 0.73 se bada hai. Dekho, Fund A aapke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Sach ye hai, monthly SIP ke liye Fund A better hai. Fund A ka 3Y return aur consistency bahut accha hai, aur expense ratio bhi kam hai. Fund B ka 1Y return bahut kharab hai, lekin 3Y return thoda accha hai. Lekin SIP ke liye Fund A ka consistency aur return stability aur bhi accha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, dono funds aapke liye bahut hi riski hain. Lekin Sharpe ratio ke hisab se, Fund A bahut hi accha hai. Fund A ka Sharpe ratio 2.18 hai, jo Fund B ka 0.73 se bada hai. Expense ratio ke hisab se, Fund B bahut kam kharcha hai, 0.8% aur Fund A 0.79%. Dekho, Fund A aapke liye better hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, dono funds aapke liye bahut hi diversified hain. Lekin top holdings concentration ke hisab se, Fund A bahut hi concentrated hai. Fund A ka HDFC Bank Ltd. aur ICICI Bank Ltd. ke share 15% se zyada hai. Fund B ka HDFC Bank Ltd. aur ICICI Bank Ltd. ke share 17% se kam hai. Dekho, Fund B aapke liye better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 25.25% hai, jo Fund B ka 16.46% se bada hai. Isliye, Fund A aapke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 2.18 hai, jo Fund B ka 0.73 se bada hai. Isliye, Fund A aapke liye better hai.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio 0.8% hai, jo Fund A ka 0.79% se kam hai. Isliye, Fund B aapke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price