SBI Blue Chip Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
25.15%
Mein aapko is article mein SBI Blue Chip Fund aur Nippon India Growth Mid Cap Fund ke beech ka comparison karne ka mukhya uddeshya hai. Ye do fund ek large cap aur mid cap shreni mein padte hain. Chaliye, yeh jaan lete hain ki kis fund mein bhi aapko invest karna chahiye.
Hum yeh jaan lega ki yeh do fund aapke long term wealth creation ke liye kaise suit hain.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 101.68 | 4845.02 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 15.97 |
| Sharpe Ratio | 2.18 | 1.17 |
| 1 Year Return (%) | 9.84% | 10.17% |
| 3 Year Return (%) | 31.25% | 25.15% |
| 5 Year Return (%) | 25.25% | 22.32% |
| Since Launch (%) | 12.02% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 98.55% |
| Portfolio Turnover | 8% | 74% |
🤖 AI Verdict – Which is Better?
Long term wealth creation ke liye, 5 saal ka return dekhte hue, SBI Blue Chip Fund 25.25% ka return deta hai, jabki Nippon India Growth Mid Cap Fund 22.32% ka return detta hai. Iske alawa, expense ratio ke mukhya uddeshya se bhi SBI Blue Chip Fund achha lagta hai, kyonki yeh 0.79% ka expense ratio deta hai, jabki Nippon India Growth Mid Cap Fund 1.26% ka expense ratio deta hai. Isliye, hamari verdict hai ki SBI Blue Chip Fund long term wealth creation ke liye achha fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Monthly SIP ke liye, yeh do fund aapke liye kaise suit hain? SBI Blue Chip Fund 31.25% ka 3 saal ka return detta hai, jabki Nippon India Growth Mid Cap Fund 25.15% ka 3 saal ka return detta hai. Iske alawa, SBI Blue Chip Fund ka expense ratio 0.79% hai, jabki Nippon India Growth Mid Cap Fund ka expense ratio 1.26% hai. Isliye, SBI Blue Chip Fund monthly SIP ke liye aapke liye achha fund hai.
⚠️ Risk & Cost Analysis
Riskometer se dekha jaata hai ki SBI Blue Chip Fund aur Nippon India Growth Mid Cap Fund dono hi very high risk category mein padte hain. Lekin, volatility ke mukhya uddeshya se, SBI Blue Chip Fund 11.35% ka volatility deta hai, jabki Nippon India Growth Mid Cap Fund 15.97% ka volatility deta hai. Iske alawa, Sharpe ratio ke mukhya uddeshya se, SBI Blue Chip Fund 2.18 ka sharpe ratio deta hai, jabki Nippon India Growth Mid Cap Fund 1.17 ka sharpe ratio deta hai. Isliye, SBI Blue Chip Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation se dekha jaata hai ki SBI Blue Chip Fund 97.26% ka equity allocation deta hai aur 0.78% ka T-Bills allocation deta hai. Iske alawa, Nippon India Growth Mid Cap Fund 98.55% ka equity allocation deta hai. Isliye, SBI Blue Chip Fund aapke liye better asset allocation hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund 5 saal ka 25.25% ka return deta hai, jabki Nippon India Growth Mid Cap Fund 22.32% ka return detta hai. Isliye, SBI Blue Chip Fund better returns deta hai.
Q2: Is the higher risk fund worth it?
Nippon India Growth Mid Cap Fund ka volatility 15.97% hai, jabki SBI Blue Chip Fund ka volatility 11.35% hai. Iske alawa, Nippon India Growth Mid Cap Fund ka sharpe ratio 1.17 hai, jabki SBI Blue Chip Fund ka sharpe ratio 2.18 hai. Isliye, Nippon India Growth Mid Cap Fund better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ka expense ratio 0.79% hai, jabki Nippon India Growth Mid Cap Fund ka expense ratio 1.26% hai. Isliye, SBI Blue Chip Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price