SBI Blue Chip Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
20.86%
Kya aapko pata hai ki Fund A aur Fund B dono hi bahut hi zyada jatil hain? Dekho, hum aaj Fund A aur Fund B ko ek sath compare karenge. Fund A SBI Blue Chip Fund Direct Plan Growth hai, jabki Fund B Navi Mutual Fund Multi Cap Fund Regular Plan Growth hai. Aaj hum dekhein ki dono fundein kya kehte hain aur kya nahin.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 15 |
| Sharpe Ratio | 2.18 | 0.96 |
| 1 Year Return (%) | 9.84% | 5.23% |
| 3 Year Return (%) | 31.25% | 20.86% |
| 5 Year Return (%) | 25.25% | 11.52% |
| Since Launch (%) | 12.02% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 52% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi bahut hi zyada jatil hain, lekin agar hum long-term wealth creation karenge to Fund A zyada achha lagta hai. Iska karan hai ki Fund A ka 3Y return 31.25% hai, jo ki Fund B ka 20.86% se adhik hai. Sath hi, Fund A ka expense ratio bhi kam hai, jo ki 0.79% hai, jabki Fund B ka 1.68% hai. Chaliye, hum ab dekhein ki Fund A kya offer karta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
Agar aapko ek monthly SIP ke liye fund chunna hai to Fund A zyada achha lagta hai. Iska karan hai ki Fund A ka 5Y return 25.25% hai, jo ki Fund B ka 11.52% se adhik hai. Sath hi, Fund A ka asset allocation bhi zyada stable hai, jo ki 97.26% equity hai. Chaliye, hum ab dekhein ki Fund A aur Fund B dono ki riskometer kya hai.
⚠️ Risk & Cost Analysis
Haan, Fund A aur Fund B dono hi bahut hi zyada jatil hain, lekin agar hum riskometer, volatility, Sharpe ratio aur expense ratio ko dekhein, to Fund A zyada achha lagta hai. Fund A ka riskometer Very High hai, lekin volatility 11.35 hai, jo ki Fund B ka 15 se kam hai. Sath hi, Fund A ka Sharpe ratio 2.18 hai, jo ki Fund B ka 0.96 se adhik hai. Chaliye, hum ab dekhein ki Fund A aur Fund B dono ki portfolio diversification kya hai.
📊 Portfolio Diversification
Haan, Fund A aur Fund B dono hi bahut hi zyada jatil hain, lekin agar hum asset allocation aur top holdings concentration ko dekhein, to Fund A zyada achha lagta hai. Fund A ka asset allocation 97.26% equity hai, jo ki Fund B ka 97% se kam hai. Sath hi, Fund A ka top holdings concentration bhi kam hai, jo ki HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%) aur Reliance Industries Ltd. (6.56%) hai. Chaliye, hum ab dekhein ke Fund A aur Fund B dono ke paas kya questions hain.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 25.25% hai, jo ki Fund B ka 11.52% se adhik hai. Isliye, Fund A long-run mein zyada achha fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, lekin volatility 11.35 hai, jo ki Fund B ka 15 se kam hai. Sath hi, Fund A ka Sharpe ratio 2.18 hai, jo ki Fund B ka 0.96 se adhik hai. Isliye, Fund A ko lekar risk nahin karna chahiye.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.79% hai, jo ki Fund B ka 1.68% se kam hai. Isliye, Fund A zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price