SBI Blue Chip Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Humne do large cap funds ki tulna ki hai – SBI Blue Chip Fund aur Navi Mutual Fund Large Cap Fund. Yeh donon fund ek hi category mein aate hain, lekin unke performance aur fees mein kuch alag hain. Aaj hum dekheinge ki yeh dono fund investors ke liye kaise suitable hain.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Navi Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.72 |
| Sharpe Ratio | 2.18 | 0.64 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 30% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Blue Chip Fund, yeh 3Y return mein 31.25% kiya hai, jo Fund B, Navi Mutual Fund Large Cap Fund ke 14.7% se bahut zyada hai. Haan, expense ratio bhi Fund A ke liye 0.79% hain, jo Fund B ke 0.52% se jyada hai. Lekin, riskometer ka darshak bhi very high hai, to yeh fund high-risk investor ke liye suitable hai. Dekho, Fund A yeh 5Y return mein 25.25% kiya hai, jo Fund B ke 12.03% se zyada hai. To, hum kahenge ki Fund A aapke liye long-term wealth creation ke liye better option hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Haan, SIP suitabilita ke liye, hum dekheinge ki dono fund ko 10+ years ke liye monthly SIP ke liye kaisa hoga. Fund A ki consistency aur return stability Fund B se zyada hai. Chaliye, humein 1Y return ke liye Fund A ke 9.84% aur Fund B ke -4.02% dekheinge. To, yeh clear hai ki Fund A aapke liye better option hai.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ke liye, Fund A ki volatility 11.35 hai, jo Fund B ke 12.72 se thoda kam hai. Lekin, Sharpe ratio ke liye, Fund A ki 2.18 Sharpe ratio Fund B ke 0.64 se zyada hai. Expense ratio ke liye, Fund A ki 0.79% Fund B ke 0.52% se jyada hai. To, yeh clear hai ki Fund A aapke liye risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Asset allocation ke liye, Fund A ki equity allocation 97.26% hai, jo Fund B ke 96.00% se thoda zyada hai. T-Bills ki allocation Fund A mein 0.78% hai, jo Fund B mein 4.00% hai. Top holdings concentration ke liye, Fund A ki HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share Fund B ke HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share se thoda zyada hain. To, yeh clear hai ki Fund A aapke liye portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A, SBI Blue Chip Fund, yeh 5Y return mein 25.25% kiya hai, jo Fund B, Navi Mutual Fund Large Cap Fund ke 12.03% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, riskometer ka darshak bhi very high hai, to yeh fund high-risk investor ke liye suitable hai. Lekin, volatility aur Sharpe ratio ke liye, Fund B ki volatility 12.72 hai, jo Fund A ke 11.35 se jyada hai, lekin Sharpe ratio ke liye, Fund A ki 2.18 Sharpe ratio Fund B ke 0.64 se zyada hai.
Q3: Which fund is more cost-effective?
Expense ratio ke liye, Fund A ki 0.79% Fund B ke 0.52% se jyada hai. To, yeh clear hai ki Fund B aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price