SBI Blue Chip Fund vs Motilal Oswal Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
12.12%
Kya aapko pata hai ki Fund A aur Fund B dono Large Cap fund hain? Haan, ye dono fund aapke long-term wealth creation ke liye kya offer karte hain? Is article mein, hum aapko Fund A (SBI Blue Chip Fund) aur Fund B (Motilal Oswal Large Cap Fund) ke beech ka comparison karkege.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BMotilal Oswal Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Motilal Oswal |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 13.56 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.29 |
| Sharpe Ratio | 2.18 | 0.46 |
| 1 Year Return (%) | 9.84% | -1.96% |
| 3 Year Return (%) | 31.25% | 12.12% |
| 5 Year Return (%) | 25.25% | 12.11% |
| Since Launch (%) | 12.02% | 14.83% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 12 February 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Niket Shah (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 26% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hum 3Y return, expense ratio, aur risk par dhyan denge. Fund A ka 3Y return 31.25% hai, jabki Fund B ka 12.12% hai. Expense ratio ke hisab se, Fund A 0.79% ka expense ratio deta hai, jabki Fund B 0.82% ka expense ratio deta hai. Riskometer ke hisab se, dono fund Very High riskometer par hain. Lekin, Fund A ka Sharpe ratio 2.18 hai, jabki Fund B ka Sharpe ratio 0.46 hai. Sach ye hai, Fund A long-term wealth creation ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
📈 SIP Suitability
Monthly SIP ke liye, hum consistency aur return stability ka dhyan denge. Fund A ka 1Y return 9.84% hai, jabki Fund B ka 1Y return -1.96% hai. Fund B ka return Fund A ke compare to less stable hai. Lekin, Fund A ka 5Y return 25.25% hai, jabki Fund B ka 5Y return 12.11% hai. Dekho, Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se hum dono fund ka risk-adjusted returns ka comparison karenge. Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Volatility ke hisab se, Fund A ka volatility 11.35 hai, jabki Fund B ka volatility 12.29 hai. Sharpe ratio ke hisab se, Fund A ka Sharpe ratio 2.18 hai, jabki Fund B ka Sharpe ratio 0.46 hai. Expense ratio ke hisab se, Fund A 0.79% ka expense ratio deta hai, jabki Fund B 0.82% ka expense ratio deta hai. Lekin, Fund A ka risk-adjusted returns Fund B ke compare better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se hum dono fund ka portfolio diversification ka comparison karenge. Fund A ka asset allocation Equity 97.26% hai, jabki T-Bills 0.78% hai. Fund B ka asset allocation Equity 96.00% hai, jabki T-Bills 4.00% hai. Top holdings concentration ke hisab se, dono fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Lekin, Fund A ka top holdings concentration Fund B ke compare less hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 25.25% hai, jabki Fund B ka 5Y return 12.11% hai. Isliye, Fund A long-run ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Lekin, Fund A ka Sharpe ratio 2.18 hai, jabki Fund B ka Sharpe ratio 0.46 hai. Isliye, Fund A ka risk-adjusted returns Fund B ke compare better hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.79% hai, jabki Fund B ka expense ratio 0.82% hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price