SBI Blue Chip Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
12.03%
Dekho, today humein do funds ke baare mein jaanna hain - SBI Blue Chip Fund aur Mirae Asset Mid Cap Fund. Ye dono funds large cap aur mid cap categories mein aate hain. Hum aapko batayenge ki kis fund mein long term mein paise kamane ke liye investment karna chahiye.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Mirae Asset |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 101.68 | 38.13 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 14.96 |
| Sharpe Ratio | 2.18 | 0.37 |
| 1 Year Return (%) | 9.84% | 2.41% |
| 3 Year Return (%) | 31.25% | 12.03% |
| 5 Year Return (%) | 25.25% | 9.36% |
| Since Launch (%) | 12.02% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 8% | 47% |
🤖 AI Verdict – Which is Better?
Haan, let's compare these funds. Fund A ka 3Y return 31.25% hai, jo Fund B ke 12.03% se bahut adhik hai. Expense ratio bhi Fund A mein kam hai, 0.79% hai. Aur, riskometer bhi dono funds ko High hai, lekin Fund A ka Sharpe ratio 2.18 hai, jo Fund B ke 0.37 se bahut adhik hai. To, humein lagta hai ki Fund A long term mein aapke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
Chaliye, hum SIP ke liye fund ka choice karenge. Fund B ka 1Y return 2.41% hai, jo Fund A ka 9.84% se kam hai. Lekin, jab hum 3Y return dekhte hain, to Fund A 31.25% return deta hai, jo Fund B se bahut adhik hai. Isliye, Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, humein fund ki risk aur cost ke baare mein jaanna hoga. Fund A ka riskometer High hai, lekin Sharpe ratio bhi high hai, jo fund ki risk-adjusted return ko dikhata hai. Fund B ka volatility 14.96 hai, jo Fund A ki 11.35 se adhik hai. Isliye, Fund A better risk-adjusted returns pradan karta hai.
📊 Portfolio Diversification
Portfolio diversification ke liye hum asset allocation aur top holdings concentrate dekhenge. Fund A 97.26% equity mein nivesh karta hai, lekin T-Bills mein 0.78% invest karta hai. Fund B 97.85% equity mein nivesh karta hai, lekin mutual fund mein 0.26% invest karta hai. Dono funds ki asset allocation similar hai. Lekin, Fund A ka top 3 holdings HDFC Bank, ICICI Bank aur Reliance Industries mein hai, jo Fund B ke top 3 holdings Indusind Bank, Bharat Forge aur Lupin mein hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Fund A ka 5Y return 25.25% hai, jo Fund B ka 9.36% se bahut adhik hai. Isliye, Fund A long term mein better returns pradan karta hai.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund A ka Sharpe ratio 2.18 hai, jo Fund B ke 0.37 se bahut adhik hai. Lekin, Fund A ka volatility 11.35 hai, jo Fund B ki 14.96 se kam hai. Isliye, Fund A ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio and exit load (if provided). Fund A ka expense ratio 0.79% hai, jo Fund B ka 1.67% se kam hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price