SBI Blue Chip Fund vs LIC Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
20.86%
Dekho, aapke paas do alag-alag fund hain - SBI Blue Chip Fund aur LIC Mutual Fund Multi Cap Fund. Ye donon fund Large Cap aur Multi Cap category mein ata hai. Chaliye, hum dekhenge ki ye donon fund kaise perform karte hain aur kisne aapke long-term wealth creation ke liye better option hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BLIC Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | LIC Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.60 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.9 |
| Sharpe Ratio | 2.18 | 1.03 |
| 1 Year Return (%) | 9.84% | 5.23% |
| 3 Year Return (%) | 31.25% | 20.86% |
| 5 Year Return (%) | 25.25% | 11.46% |
| Since Launch (%) | 12.02% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 38% |
🤖 AI Verdict – Which is Better?
Humari verdict hai ki SBI Blue Chip Fund aapke liye better option hai. Iska 3Y return 31.25% hai, jo ki LIC Mutual Fund Multi Cap Fund ki 20.86% se bahut adhik hai. Iske alawa, SBI Blue Chip Fund ka expense ratio 0.79% hai, jo ki LIC Mutual Fund Multi Cap Fund ki 1.68% se kam hai. Lekin, riskometer aur volatility ka madhyam se bhi hume SBI Blue Chip Fund hi better dekhne ko milta hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider LIC Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.60 Lac Cr
- Sharpe Ratio: 1.03
📈 SIP Suitability
Kisi bhi monthly SIP ke liye 10+ saal ke liye SBI Blue Chip Fund better hoga. Iska 3Y return jo ki 31.25% hai, bahut hi stable hai. Isi ke liye, SBI Blue Chip Fund aapke SIP ka better option hoga. Haan, iska 1Y return 9.84% hai, lekin 3Y return ka madhyam se ye fund bahut hi accha hai.
⚠️ Risk & Cost Analysis
Riskometer ke madhyam se dekhte hue, donon fund mein bahut hi high risk hai. Lekin, SBI Blue Chip Fund ka volatility 11.35 hai, jo ki LIC Mutual Fund Multi Cap Fund ki 13.9 se kam hai. Iske alawa, SBI Blue Chip Fund ka expense ratio 0.79% hai, jo ki LIC Mutual Fund Multi Cap Fund ki 1.68% se kam hai. Haan, Sharpe ratio ke madhyam se bhi SBI Blue Chip Fund better hai.
📊 Portfolio Diversification
SBI Blue Chip Fund ka asset allocation Equity mein 97.26% aur T-Bills mein 0.78% hai. Iske alawa, iska top holding HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. LIC Mutual Fund Multi Cap Fund ka asset allocation Equity mein 97.00% aur T-Bills mein 3.00% hai. Iske alawa, iska top holding HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), aur Reliance Industries Ltd. (4.9%) hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
LIC Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5Y return 25.25% hai, jo ki LIC Mutual Fund Multi Cap Fund ki 11.46% se bahut adhik hai. Haan, 3Y return bhi SBI Blue Chip Fund ka 31.25% hai, jo ki LIC Mutual Fund Multi Cap Fund ki 20.86% se bahut adhik hai.
Q2: Is the higher risk fund worth it?
Haan, SBI Blue Chip Fund ka volatility 11.35 hai, jo ki LIC Mutual Fund Multi Cap Fund ki 13.9 se kam hai. Iske alawa, SBI Blue Chip Fund ka Sharpe ratio 2.18 hai, jo ki LIC Mutual Fund Multi Cap Fund ki 1.03 se adhik hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ka expense ratio 0.79% hai, jo ki LIC Mutual Fund Multi Cap Fund ki 1.68% se kam hai. Isliye, SBI Blue Chip Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price