SBI Blue Chip Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Apne investment ke liye sabse zyada sahi fund chunne ke liye hum 2 large cap funds – SBI Blue Chip Fund Direct Plan Growth aur LIC Mutual Fund Large Cap Fund Direct Plan Growth – ka analysis karne jaa rahe hain. Dekho, kya SBI Blue Chip Fund Direct Plan Growth aapke investment ke liye sabse accha hai, ya kya LIC Mutual Fund Large Cap Fund Direct Plan Growth aapko better returns de sakta hai?
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | LIC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 11.93 |
| Sharpe Ratio | 2.18 | 0.69 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 22% |
🤖 AI Verdict – Which is Better?
Sabse pehle, hum 3Y return ke hisaab se dekhte hain. SBI Blue Chip Fund Direct Plan Growth ne 31.25% ka return diya hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ne 14.7% ka return diya hai. Haan, expense ratio bhi ek important factor hai. SBI Blue Chip Fund Direct Plan Growth ka expense ratio 0.79% hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka expense ratio 0.52% hai. Aur, riskometer ka hisaab bhi dilata hai. Dono funds ko very high riskometer mila hai. Lekin, SBI Blue Chip Fund Direct Plan Growth ka sharpe ratio 2.18 hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka sharpe ratio 0.69 hai. Sach ye hai, SBI Blue Chip Fund Direct Plan Growth aapke long-term wealth creation ke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Apne SIP ke liye SBI Blue Chip Fund Direct Plan Growth aur LIC Mutual Fund Large Cap Fund Direct Plan Growth ka comparison karte samay, hum dekhte hain ki SBI Blue Chip Fund Direct Plan Growth ka consistency aur return stability dono aspects mein LIC Mutual Fund Large Cap Fund Direct Plan Growth se zyada accha hai. Haan, SBI Blue Chip Fund Direct Plan Growth ka 1Y return 9.84% hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka 1Y return -4.02% hai. Isliye, SBI Blue Chip Fund Direct Plan Growth aapke SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Dono funds ko very high riskometer mila hai, lekin SBI Blue Chip Fund Direct Plan Growth ka sharpe ratio 2.18 hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka sharpe ratio 0.69 hai. Iske alawa, SBI Blue Chip Fund Direct Plan Growth ka expense ratio 0.79% hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka expense ratio 0.52% hai. Aur, SBI Blue Chip Fund Direct Plan Growth ka volatility 11.35 hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka volatility 11.93 hai. Isliye, SBI Blue Chip Fund Direct Plan Growth aapko better risk-adjusted returns de sakta hai.
📊 Portfolio Diversification
SBI Blue Chip Fund Direct Plan Growth aur LIC Mutual Fund Large Cap Fund Direct Plan Growth ke asset allocation mein koi bhi difference nahi hai. Dono funds mein equity 96-97% ka asset allocation hai. Lekin, SBI Blue Chip Fund Direct Plan Growth ka top holdings concentration zyada hai. Dono funds mein HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd aapne top holdings hain. Isliye, SBI Blue Chip Fund Direct Plan Growth aapko sector risk ke liye more diversified hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund Direct Plan Growth ka 5Y return 25.25% hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka 5Y return 12.03% hai. Isliye, SBI Blue Chip Fund Direct Plan Growth aapke long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund Direct Plan Growth ka sharpe ratio 2.18 hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka sharpe ratio 0.69 hai. Isliye, SBI Blue Chip Fund Direct Plan Growth aapko better risk-adjusted returns de sakta hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund Direct Plan Growth ka expense ratio 0.79% hai, jabki LIC Mutual Fund Large Cap Fund Direct Plan Growth ka expense ratio 0.52% hai. Isliye, LIC Mutual Fund Large Cap Fund Direct Plan Growth aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price