SBI Blue Chip Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
12.82%
Dekho, aaj hum do bade funds ki tulna karne jaa rahe hain - SBI Blue Chip Fund aur Kotak Mahindra Large Cap Fund. Ye dono funds large cap category mein aate hain. Aaj hum iske 3-year return, expense ratio, aur risk ke baare mein jaane jaa rahe hain. Fund B ki 1-year return negative hai, lekin 3-year return mein woh fund A se kam nahi hai. Aapko pata chal jayega ki kis fund ki long-term wealth creation ke liye better hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Kotak Mahindra |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 635.60 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 11.32 |
| Sharpe Ratio | 2.18 | 0.56 |
| 1 Year Return (%) | 9.84% | -2.46% |
| 3 Year Return (%) | 31.25% | 12.82% |
| 5 Year Return (%) | 25.25% | 12.2% |
| Since Launch (%) | 12.02% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 16% |
🤖 AI Verdict – Which is Better?
Chaliye fund A aur fund B ki tulna karte hain. Fund A ki 3-year return 31.25% hai, jo fund B ki 3-year return (12.82%) se bahut zyada hai. Expense ratio mein bhi fund A better hai, jiski expense ratio 0.79% hai vs fund B ki 1.36%. Riskometer bhi dono funds mein very high hai, lekin fund A ke Sharpe ratio 2.18 hai vs fund B ke 0.56. Haan, fund A long-term wealth creation ke liye better hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
SIP suitability ke baare mein batane se pehle, humein consistency aur return stability par dhyan dena hoga. Fund A ki 5-year return 25.25% hai, jo fund B ki 5-year return (12.2%) se bahut zyada hai. Fund A ke 1-year return bhi fund B ke 1-year return se zyada hai. To, fund A monthly SIP ke liye better hai, kyonki iski consistency aur return stability fund B ke compare mein better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke baare mein tulna karte hain. Riskometer dono funds mein very high hai, lekin fund A ke volatility 11.35 hai vs fund B ke 11.32. Fund A ke Sharpe ratio 2.18 hai vs fund B ke 0.56. Expense ratio mein bhi fund A better hai. Haan, fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke baare mein tulna karte hain. Fund A ka asset allocation equity 97.26% aur T-Bills 0.78% hai, jabki fund B ka asset allocation equity 96.00% aur T-Bills 4.00% hai. Fund A ka top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hai, jabki fund B ka top 3 holdings bhi HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hai. Fund B ka top holdings concentration fund A ke compare mein zyada hai, jisse sector risk bhi zyada hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ki 5-year return 25.25% hai, jo fund B ki 5-year return (12.2%) se bahut zyada hai. Isse pata chalta hai ki fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ke volatility 11.35 hai vs fund B ke 11.32. Fund A ke Sharpe ratio 2.18 hai vs fund B ke 0.56. Isse pata chalta hai ki fund A better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 0.79% hai vs fund B ki 1.36%. Isse pata chalta hai ki fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price