SBI Blue Chip Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Aapke paas do bade fund hain jo large cap category mein aate hain. Ye duniya ki sabse badi companies ke share mein investment karte hain. Hum aapko Fund A - SBI Blue Chip Fund aur Fund B - JM Financial Large Cap Fund ke beech ki tulna karenge aur pata karenge ki kis fund mein aapko invest karna chahiye.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | JM Financial |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.25 |
| Sharpe Ratio | 2.18 | 0.67 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 26% |
🤖 AI Verdict – Which is Better?
Haan, yeh dikh raha hai ki Fund A 3Y mein 31.25% return deta hai, jabki Fund B 14.7% return deta hai. Expense ratio mein bhi Fund A kam hai, 0.79% vs Fund B ka 0.52%. Riskometer bhi very high hai lekin Fund A ka Sharpe ratio 2.18 hai, jo Fund B ka 0.67 se bahut alta hai. Dekho, Fund A aapke long-term wealth creation ke liye bahut accha fund dikh raha hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
SIP ke liye Fund A jyada suitable hai. Fund A ka 3Y return Fund B ka kam, lekin expense ratio mein bhi kam hai. Fund A ka asset allocation bhi Fund B ke comparison mein zyada stable hai. Chaliye, Fund A ke liye SIP karein aur apne long-term goals ko fulfill karein.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ka comparison karke dekho. Fund A ka riskometer very high hai, lekin volatility 11.35 hai, jo Fund B ka 12.25 se kam hai. Sharpe ratio mein bhi Fund A bahut alta hai. Expense ratio bhi Fund A kam hai. Fund A aapko better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation mein dekho, Fund A ka 97.26% equity aur 0.78% T-Bills hai, jo Fund B ka 96% equity aur 4% T-Bills se zyada stable hai. Top holdings mein bhi Fund A ka concentration Fund B ke comparison mein kam hai. Fund A ka portfolio diversified hai aur sector risk ka kam hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 25.25% hai, jo Fund B ka 12.03% se bahut alta hai. Fund A aapke long-term wealth creation ke liye accha fund hai.
Q2: Is the higher risk fund worth it?
Haan, lekin Fund A ka Sharpe ratio Fund B ka kam hai. Fund A ka riskometer very high hai, lekin volatility 11.35 hai, jo Fund B ka 12.25 se kam hai. Fund A aapko better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Expense ratio mein dekho, Fund A ka 0.79% hai, jo Fund B ka 0.52% se kam hai. Fund A aapke paiso ko zyada return dene mein madad karta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price