SBI Blue Chip Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.93%
Dekho, aapko yahaan hum do funds ke beech ka comparison karne aaye hain. Fund A SBI Blue Chip Fund hai jiska category Large Cap hai, jabki Fund B Invesco Mutual Fund Liquid Fund hai. Aaj hum jaanege ki kitna paisa kis fund se badh sakta hai, aur kya dono fund hamesha sahi nahi hain. Chaliye shuru karein.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Invesco Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 101.68 | 3819.94 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.13 |
| Sharpe Ratio | 2.18 | 3.31 |
| 1 Year Return (%) | 9.84% | 6.17% |
| 3 Year Return (%) | 31.25% | 6.93% |
| 5 Year Return (%) | 25.25% | 6.11% |
| Since Launch (%) | 12.02% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 269% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A SBI Blue Chip Fund long-term wealth creation ke liye behtar hai. Iska 3Y return 31.25% hai, jabki expense ratio 0.79% hai. Fund B Invesco Mutual Fund Liquid Fund ka 3Y return 6.93% hai, lekin expense ratio 0.12% hai. Haan, Fund A zyada risk hai, lekin iska return bhi zyada hai. Dekho, agar aap long-term wealth creation ke liye khade hain, toh Fund A behtar option hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP ke liye fund chunne ke liye hum 10+ saal ke liye monthly SIP ka dhyan rakhte hain. Fund A ka 1Y return 9.84% hai, jabki Fund B ka 1Y return 6.17% hai. Haan, Fund A ka return zyada hai, lekin iska risk bhi zyada hai. Dekho, agar aap SIP ke liye khade hain, toh Fund A consistency aur return stability ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hum dono fund ka comparison karenge. Fund A ka riskometer Very High hai, jabki volatility 11.35 hai. Fund B ka riskometer Low hai, jabki volatility 0.13 hai. Haan, Fund A ka Sharpe ratio 2.18 hai, jabki Fund B ka Sharpe ratio 3.31 hai. Dekho, Fund B better risk-adjusted returns offer karta hai, lekin Fund A ka return zyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dono fund ka comparison karenge. Fund A ka asset allocation Equity 97.26% hai, jabki T-Bills 0.78% hai. Fund B ka asset allocation T-Bills 65.00% hai, jabki CD 20.00% hai. Haan, Fund A ka top holdings concentration HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai. Dekho, Fund B ka portfolio diversification zyada hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A SBI Blue Chip Fund long-term wealth creation ke liye behtar hai. Iska 5Y return 25.25% hai, jabki Fund B ka 5Y return 6.11% hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka risk zyada hai, lekin iska Sharpe ratio 2.18 hai, jabki Fund B ka Sharpe ratio 3.31 hai. Dekho, Fund B better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B Invesco Mutual Fund Liquid Fund expense ratio 0.12% hai, jabki Fund A ka expense ratio 0.79% hai. Dekho, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price