SBI Blue Chip Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Dekho, aaj hum do large cap funds ke beech mein comparison karne ja rahe hai - SBI Blue Chip Fund aur Invesco Mutual Fund Large Cap Fund. Ye dono funds ek hi category mein aate hain, lekin unki return aur risk ke hisaab se kya difference hai, iske baare mein hum jante hain.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Invesco Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.43 |
| Sharpe Ratio | 2.18 | 0.66 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 27% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A, SBI Blue Chip Fund, better hai. Iska reason ye hai ki uska 3Y return 31.25% hai, jo ki Fund B, Invesco Mutual Fund Large Cap Fund ka 3Y return, 14.7% se jyada hai. Haan, expense ratio bhi Fund A ka 0.79% kam hai Fund B ka 0.52% ke hisaab se. Riskometer ke hisaab se bhi Fund A ka risk high hai, lekin uska Sharpe ratio 2.18 hai, jo ki Fund B ka Sharpe ratio 0.66 se jyada hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke liye Fund A, SBI Blue Chip Fund, better hai. Iska reason ye hai ki uska return consistency aur stability se jyada hai. Fund B ka 1Y return negative hai, jisse SIP ke liye uska chunav kam ho sakta hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se Fund A ka risk high hai, lekin uska Sharpe ratio 2.18 hai, jo ki Fund B ka Sharpe ratio 0.66 se jyada hai. Volatility ke hisaab se bhi Fund A ka risk kam hai. Expense ratio ke hisaab se Fund A ka expense ratio 0.79% hai, jo ki Fund B ka 0.52% se jyada hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se dono funds mein equity ka concentration 96-97% hai. Lekin, top holdings concentration ke hisaab se Fund A ka top holdings concentration 21.05% hai, jo ki Fund B ka 22.79% se kam hai. Isse lagta hai ki Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, SBI Blue Chip Fund, ka 5Y return 25.25% hai, jo ki Fund B ka 12.03% se jyada hai.
Q2: Is the higher risk fund worth it?
Fund A ka Sharpe ratio 2.18 hai, jo ki Fund B ka Sharpe ratio 0.66 se jyada hai, lekin Fund A ka riskometer high hai. To, chaliye Fund B ka higher risk fund worth hai ya nahi, ye sirf aapke investment goals aur risk tolerance par nirbhar karta hai.
Q3: Which fund is more cost-effective?
Fund B, Invesco Mutual Fund Large Cap Fund, ka expense ratio 0.52% hai, jo ki Fund A ka 0.79% se kam hai. Isse lagta hai ki Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price