SBI Blue Chip Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
15.42%
dekho, aaj hum do funds ka comparison karne wale hain. Fund A, SBI Blue Chip Fund, ek Large Cap fund hai, jabki Fund B, ICICI Prudential Small Cap Fund, Small Cap fund hai. Is article mein, hum aapko fund Bhi ka performance aur riskometer ke baare mein jaankari pradan karenge.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Small Cap |
| NAV (₹) | 101.68 | 96.92 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 17.48 |
| Sharpe Ratio | 2.18 | 0.51 |
| 1 Year Return (%) | 9.84% | 1.68% |
| 3 Year Return (%) | 31.25% | 15.42% |
| 5 Year Return (%) | 25.25% | 17.22% |
| Since Launch (%) | 12.02% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 8% | 21% |
🤖 AI Verdict – Which is Better?
haan, Fund A humesha ki jitni bhi return deta hai, use ka expense ratio bahut jyada hai. Lekin, 3Y return ke liye, Fund A bahut accha hai. To, humesha ki jitni bhi risk lete huye, Fund A long-term wealth creation ke liye accha hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
dekho, agar aap 10+ saal ke liye monthly SIP par investment karna chahte hain, to Fund A accha hai. Iska 3Y return bahut accha hai aur expense ratio thoda kam hai.
⚠️ Risk & Cost Analysis
lekin, Fund B ke Sharpe ratio bahut kam hai, jisse iska risk-adjusted return kam hai. Lekin, expense ratio Fund B ki hai thoda jyada. To, Fund B ka riskometer aur volatility thoda jyada hai, lekin expense ratio thoda jyada hai.
📊 Portfolio Diversification
dekho, Fund A ka asset allocation bahut concentration hai, jisse sector risk kam hai. Lekin, Fund B ka asset allocation bahut kam hai, jisse sector risk jyada hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
sach ye hai ki Fund A ka 5Y aur 3Y return bahut accha hai. To, Fund A long-term wealth creation ke liye accha hai.
Q2: Is the higher risk fund worth it?
na, Fund B ka sharpe ratio bahut kam hai, jisse iska risk-adjusted return kam hai. To, Fund B ka higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
haan, Fund A ka expense ratio Fund B se kam hai. To, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price