SBI Blue Chip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
20.43%
Today, we are comparing two top-performing funds, SBI Blue Chip Fund and ICICI Prudential Multi Cap Fund, to help you make an informed decision for your long-term wealth creation. Dekho, we will analyze their categories, returns, risk profiles, and other key parameters to determine which fund is better suited for you.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 934.98 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.2 |
| Sharpe Ratio | 2.18 | 1.06 |
| 1 Year Return (%) | 9.84% | 6.9% |
| 3 Year Return (%) | 31.25% | 20.43% |
| 5 Year Return (%) | 25.25% | 17.37% |
| Since Launch (%) | 12.02% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.97% |
| Portfolio Turnover | 8% | 45% |
🤖 AI Verdict – Which is Better?
After analyzing the data, we find that SBI Blue Chip Fund is the better choice for long-term wealth creation. Its 3-year return of 31.25% is significantly higher than ICICI Prudential Multi Cap Fund's 20.43%. Lekin, we must consider the expense ratio, which is 0.79% for SBI Blue Chip Fund and 1.74% for ICICI Prudential Multi Cap Fund. Sach ye hai, a lower expense ratio is always beneficial for investors. Therefore, despite the higher risk, SBI Blue Chip Fund is the winner.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
When it comes to SIP (Systematic Investment Plan) suitability, we prefer the fund that offers consistent returns and stability. In this case, SBI Blue Chip Fund provides a 5-year return of 25.25%, which is higher than ICICI Prudential Multi Cap Fund's 17.37%. Chaliye, this indicates that SBI Blue Chip Fund is more suitable for a monthly SIP for 10+ years.
⚠️ Risk & Cost Analysis
Now, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. SBI Blue Chip Fund has a riskometer of Very High, while ICICI Prudential Multi Cap Fund also has a riskometer of Very High. Lekin, SBI Blue Chip Fund's volatility of 11.35 is lower than ICICI Prudential Multi Cap Fund's 13.2. Haan, this indicates that SBI Blue Chip Fund offers better risk-adjusted returns. Additionally, its expense ratio of 0.79% is lower than ICICI Prudential Multi Cap Fund's 1.74%.
📊 Portfolio Diversification
Now, let's analyze the asset allocation and top holdings of both funds. SBI Blue Chip Fund has an asset allocation of 97.26% in equity and 0.78% in T-Bills, while ICICI Prudential Multi Cap Fund has an asset allocation of 97.97% in equity. Chaliye, this indicates that SBI Blue Chip Fund has a slightly more diversified portfolio. Additionally, its top holdings are HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), and Reliance Industries Ltd. (6.56%), which reduces sector risk.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund provides better returns in the long run, with a 5-year return of 25.25% compared to ICICI Prudential Multi Cap Fund's 17.37%.
Q2: Is the higher risk fund worth it?
No, despite the higher risk, SBI Blue Chip Fund offers better risk-adjusted returns, which makes it a better choice.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund is more cost-effective, with an expense ratio of 0.79% compared to ICICI Prudential Multi Cap Fund's 1.74%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price