SBI Blue Chip Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
20.43%
Yeh article mein hum 2 fundon ke beech ka comparison karenge, SBI Blue Chip Fund aur ICICI Prudential Multi Cap Fund. Yeh fund dono Large Cap aur Multi Cap category mein aate hain. Dekho, humein pata chalne ke liye hai ki kis fund mein long-term wealth creation hoga.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 934.98 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.45 |
| Sharpe Ratio | 2.18 | 1.04 |
| 1 Year Return (%) | 9.84% | 6.9% |
| 3 Year Return (%) | 31.25% | 20.43% |
| 5 Year Return (%) | 25.25% | 17.37% |
| Since Launch (%) | 12.02% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.97% |
| Portfolio Turnover | 8% | 45% |
🤖 AI Verdict – Which is Better?
Haan, yeh question aapke dimaag mein aata hi hoga. To, chaliye, humein 3Y return, expense ratio, aur riskometer ke aadhar par fund ka verdict lene ka samay hai. 3Y return ka hisab lene par, SBI Blue Chip Fund kamal kar raha hai. Expense ratio ke hisab se bhi yeh fund cost-effective hai. Riskometer ke hisab se bhi yeh fund very high risk vali hain. To, hamari verdict hai ki SBI Blue Chip Fund long-term wealth creation ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
SIP (Systematic Investment Plan) karein to aapko jyada return milta hai. Ab, humein pata chalne ke liye hai ki kis fund mein SIP karne ke liye better hai. Dekho, SBI Blue Chip Fund 31.25% ka 3Y return dela raha hai, jabki ICICI Prudential Multi Cap Fund 20.43% ka 3Y return dela raha hai. To, SBI Blue Chip Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Haan, yeh fund dono very high risk vali hain lekin SBI Blue Chip Fund ki volatility 11.35 hai, jabki ICICI Prudential Multi Cap Fund ki volatility 13.45 hai. Sharpe ratio ke hisab se bhi SBI Blue Chip Fund better hai. Expense ratio ke hisab se bhi yeh fund cost-effective hai. To, yeh fund aapke liye better risk-adjusted returns dela raha hai.
📊 Portfolio Diversification
Asset allocation ke hisab se bhi humein pata chalne ke liye hai ki kis fund mein portfolio diversification hai. SBI Blue Chip Fund mein equity 97.26% hai, jabki ICICI Prudential Multi Cap Fund mein equity 97.97% hai. Top holdings concentration ke hisab se bhi yeh fund dono concentrated hain. To, hamari raai hai ki SBI Blue Chip Fund ke portfolio mein lekin thoda sa more diversification hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund 5Y return mein 25.25% aur 3Y return mein 31.25% dela raha hai, jabki ICICI Prudential Multi Cap Fund 5Y return mein 17.37% aur 3Y return mein 20.43% dela raha hai. To, SBI Blue Chip Fund long run mein better returns dela raha hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ki volatility 11.35 hai, jabki ICICI Prudential Multi Cap Fund ki volatility 13.45 hai. Sharpe ratio ke hisab se bhi SBI Blue Chip Fund better hai. To, yeh fund aapke liye better risk-adjusted returns dela raha hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ki expense ratio 0.79% hai, jabki ICICI Prudential Multi Cap Fund ki expense ratio 0.99% hai. To, SBI Blue Chip Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price