SBI Blue Chip Fund vs ICICI Prudential Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.93%
Chaliye dekho, SBI Blue Chip Fund aur ICICI Prudential Liquid Fund ke beech mein kya farq hai. Ye do funds alag-alag categories mein aate hain. SBI Blue Chip Fund ek Large Cap fund hai, jabki ICICI Prudential Liquid Fund ek Liquid fund hai. Aaj hum aapko ye jaankari dekege ki SBI Blue Chip Fund kis tarah se aapki long-term wealth creation ke liye madad kar sakta hai aur ICICI Prudential Liquid Fund aapke monthly SIP ke liye kis tarah se upyukt hai. Dekho, aapki investment ke liye kya sahi fund hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BICICI Prudential Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Liquid |
| NAV (₹) | 101.68 | 411.88 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.12 |
| Sharpe Ratio | 2.18 | 3.58 |
| 1 Year Return (%) | 9.84% | 6.15% |
| 3 Year Return (%) | 31.25% | 6.93% |
| 5 Year Return (%) | 25.25% | 6.11% |
| Since Launch (%) | 12.02% | 6.84% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 241% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar aap long-term wealth creation ke liye invest karna chahte hain, to SBI Blue Chip Fund aapke liye upyukt hai. Iska 3Y return 31.25% hai, jiska mukhya hai. Iske alawa, expense ratio bhi kam hai, jiska maan 0.79% hai. Riskometer bhi upar hai, jiska maan Very High hai. Isse aapko lagta hai ki SBI Blue Chip Fund aapke liye behtar fund hai. Haan, lekin aapko kuch aur bhi jaanne ke liye hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
SIP suitability ke liye, hum aapko SBI Blue Chip Fund aur ICICI Prudential Liquid Fund ke beech mein comparison karte hain. SBI Blue Chip Fund ka 3Y return 31.25% hai, jabki ICICI Prudential Liquid Fund ka 3Y return 6.93% hai. Isse aapko lagta hai ki SBI Blue Chip Fund ka return stability aur consistency ke liye upyukt hai. Haan, lekin aapko kuch aur bhi jaanne ke liye hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye, hum aapko SBI Blue Chip Fund aur ICICI Prudential Liquid Fund ke beech mein comparison karte hain. SBI Blue Chip Fund ka riskometer Very High hai, jabki ICICI Prudential Liquid Fund ka Low hai. Volatility bhi SBI Blue Chip Fund mein upar hai, jiska maan 11.35 hai. Iske alawa, Sharpe ratio bhi upar hai, jiska maan 2.18 hai. Expense ratio bhi kam hai, jiska maan 0.79% hai. Isse aapko lagta hai ki SBI Blue Chip Fund aapke liye behtar fund hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, hum aapko SBI Blue Chip Fund aur ICICI Prudential Liquid Fund ke asset allocation aur top holdings ke beech mein comparison karte hain. SBI Blue Chip Fund mein equity ka shamil 97.26% hai, jabki ICICI Prudential Liquid Fund mein T-Bills ka shamil 65.00% hai. Top holdings bhi alag-alag hain, jismein HDFC Bank Ltd. aur ICICI Bank Ltd. shamil hain. Isse aapko lagta hai ki SBI Blue Chip Fund ka asset allocation aur top holdings concentration ke liye upyukt hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI Blue Chip Fund ka 5Y return 25.25% hai, jabki ICICI Prudential Liquid Fund ka 5Y return 6.11% hai. Isse aapko lagta hai ki SBI Blue Chip Fund aapke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Aapko lagta hai ki higher risk fund worth hai, lekin aapko kuch aur bhi jaanne ke liye hai. SBI Blue Chip Fund ka riskometer Very High hai, jabki ICICI Prudential Liquid Fund ka Low hai. Volatility bhi SBI Blue Chip Fund mein upar hai, jiska maan 11.35 hai. Iske alawa, Sharpe ratio bhi upar hai, jiska maan 2.18 hai. Expense ratio bhi kam hai, jiska maan 0.79% hai.
Q3: Which fund is more cost-effective?
Sach ye hai, ICICI Prudential Liquid Fund ka expense ratio kam hai, jiska maan 0.12% hai. Isse aapko lagta hai ki ICICI Prudential Liquid Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price