SBI Blue Chip Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.81%
Chaliye, dekho, humein do aam large cap funds ke beech mukhaata jaa raha hai. Fund A, SBI Blue Chip Fund Direct Plan Growth, lekin Fund B, ICICI Prudential Large Cap Fund Direct Plan Growth. Aaj humein iske beech kya farq hai, aur kis fund mein aapko nirantar aaramad hai, iske baare mein janna hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 117.10 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 11.43 |
| Sharpe Ratio | 2.18 | 0.73 |
| 1 Year Return (%) | 9.84% | -2.39% |
| 3 Year Return (%) | 31.25% | 14.81% |
| 5 Year Return (%) | 25.25% | 14.18% |
| Since Launch (%) | 12.02% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 17% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, humein 3Y return, expense ratio, aur risk ka vichar karna chahiye. Fund A ne 31.25% ka 3Y return diya hai, jabki Fund B ne 14.81% ka 3Y return diya hai. Expense ratio bhi Fund A ki taraf hai, jo 0.79% hai. Isliye, hum Fund A ko long-term wealth creation ke liye better fund maante hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Monthly SIP ke liye, Fund A aur Fund B dono hi achhe hain. Lekin, Fund A ka consistency aur return stability Fund B ke tulna mein achha hai. Fund A ka 1Y return 9.84% hai, jabki Fund B ka 1Y return -2.39% hai. Isliye, Fund A monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke madhyam se, hum Fund A aur Fund B ka risk-adjusted return compare karte hain. Fund A ka riskometer Very High hai, jabki Fund B ki volatility 11.43 hai. Sharpe ratio bhi Fund A ki taraf hai, jo 2.18 hai. Isliye, Fund A better risk-adjusted return offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke madhyam se, hum Fund A aur Fund B ka portfolio diversification compare karte hain. Fund A ka asset allocation Equity: 97.26% | T-Bills: 0.78% hai, jabki Fund B ka asset allocation Equity: 96.00% | T-Bills: 4.00% hai. Top holdings concentration bhi Fund A ki taraf hai, jo HDFC Bank Ltd (8.73%), ICICI Bank Ltd (7.76%), aur Reliance Industries Ltd (6.56%) hai. Isliye, Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 25.25% hai, jabki Fund B ka 5Y return 14.18% hai. Isliye, Fund A long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka riskometer Very High hai, lekin uska volatility 11.35 hai. Sharpe ratio bhi Fund A ki taraf hai, jo 2.18 hai. Isliye, Fund A ka higher risk ka naya sa fund hai.
Q3: Which fund is more cost-effective?
Answer: Fund B ka expense ratio 0.52% hai, jo Fund A ke expense ratio ke tulna mein kam hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price