SBI Blue Chip Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Chaliye, dekho, hum aaj do mutual funds ke beech ka comparison karenge - SBI Blue Chip Fund aur HSBC Mutual Fund Large Cap Fund. Dono funds large cap category mein aate hain aur humein yeh jaanana hai ki kis fund mein long-term wealth creation ke liye aapka paisa safal ho sakta hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HSBC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 11.46 |
| Sharpe Ratio | 2.18 | 0.72 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 18% |
🤖 AI Verdict – Which is Better?
Haan, humein yeh lagta hai ki SBI Blue Chip Fund aapke liye better fund hai. Iska 5Y return 25.25% hai, jo ki HSBC Mutual Fund Large Cap Fund ki 5Y return se adhik hai. Lekin, expense ratio ke hisab se bhi SBI Blue Chip Fund aapke liye better fund hai. Expense ratio 0.79% hai, jo ki HSBC Mutual Fund Large Cap Fund ki expense ratio se adhik hai. Riskometer bhi dono funds ke liye very high hai, lekin Sharpe ratio ke hisab se bhi SBI Blue Chip Fund aapke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
SIP ke liye, humein yeh lagta hai ki SBI Blue Chip Fund aapke liye better fund hai. Iska 3Y return 31.25% hai, jo ki HSBC Mutual Fund Large Cap Fund ki 3Y return se adhik hai. Lekin, asset allocation ke hisab se bhi SBI Blue Chip Fund aapke liye better fund hai. Equity ke hisab se 97.26% hai, jo ki HSBC Mutual Fund Large Cap Fund ki equity allocation se adhik nahi hai. SIP ke liye is fund ka consistency aur return stability dono hi factors hain, jismein SBI Blue Chip Fund aapke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ke hisab se bhi SBI Blue Chip Fund aapke liye better fund hai. Riskometer very high hai, lekin Sharpe ratio 2.18 hai, jo ki HSBC Mutual Fund Large Cap Fund ki Sharpe ratio se adhik hai. Volatility bhi SBI Blue Chip Fund hai, jo ki HSBC Mutual Fund Large Cap Fund ki volatility se kam hai. Expense ratio bhi SBI Blue Chip Fund hai, jo ki HSBC Mutual Fund Large Cap Fund ki expense ratio se adhik hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se bhi SBI Blue Chip Fund aapke liye better fund hai. Equity ke hisab se 97.26% hai, jo ki HSBC Mutual Fund Large Cap Fund ki equity allocation se adhik nahi hai. Top holdings concentration bhi SBI Blue Chip Fund hai, jo ki HSBC Mutual Fund Large Cap Fund ki top holdings concentration se adhik nahi hai. Sector risk bhi SBI Blue Chip Fund hai, jo ki HSBC Mutual Fund Large Cap Fund ki sector risk se adhik nahi hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI Blue Chip Fund ka 5Y return 25.25% hai, jo ki HSBC Mutual Fund Large Cap Fund ki 5Y return (12.03%) se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, lekin riskometer very high hai, jiska meaning hai ki ismein aapka paisa utsuk ho sakta hai. Lekin, Sharpe ratio 2.18 hai, jo ki HSBC Mutual Fund Large Cap Fund ki Sharpe ratio (0.72) se adhik hai.
Q3: Which fund is more cost‑effective?
Sach ye hai, SBI Blue Chip Fund ka expense ratio 0.79% hai, jo ki HSBC Mutual Fund Large Cap Fund ki expense ratio (0.52%) se adhik hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price