SBI Blue Chip Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
11.02%
Arre, dekho, aaj hum do Large Cap funds, SBI Blue Chip Fund aur HDFC Top 100 Fund, ke beech ka comparison kar rahe hain. Ye do fund apne apne style mein invest kartey hain. Ye article mein hum aapko iske beech ka comparison karenge aur bataenge ki ye funds aapke long term wealth creation ke liye kitna achchhe hain.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 14.66 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.05 |
| Sharpe Ratio | 2.18 | 0.35 |
| 1 Year Return (%) | 9.84% | -2.86% |
| 3 Year Return (%) | 31.25% | 11.02% |
| 5 Year Return (%) | 25.25% | 10.33% |
| Since Launch (%) | 12.02% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 31.25% hai, lekin expense ratio 0.79% hai. Fund B ki 3Y return just 11.02% hai, lekin expense ratio 0.31% hai. Dekho, Fund A ko lekin Fund B ko long term ke liye bhi consider karna chahiye. Fund A ki riskometer bhi very high hai, lekin Fund B ki volatility 13.05 hai. Haan, Fund A ki Sharpe ratio 2.18 hai, lekin Fund B ki 0.35 hai. To, humko lagta hai ki Fund A long term ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Monthly SIP karne ke liye, humko lagta hai ki Fund A better fund hai. Iska reason hai ki Fund A ki consistency aur return stability better hai. Chaliye, Fund A ki 3Y return 31.25% hai, lekin Fund B ki just 11.02% hai. Isse sahi lagta hai ki Fund A monthly SIP ke liye achchha fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi ke beech comparison karte hue, humko lagta hai ki Fund A better risk-adjusted returns offer karta hai. Fund A ki riskometer very high hai, lekin Fund A ki Sharpe ratio 2.18 hai, Fund B ki 0.35 hai. Isse sahi lagta hai ki Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Fund A ki asset allocation equity mein 97.26% hai, lekin Fund B ki 96.00% hai. Fund A ki top holdings mein HDFC Bank Ltd. 8.73%, ICICI Bank Ltd. 7.76%, Reliance Industries Ltd. 6.56% hai. Fund B ki top holdings mein HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, Reliance Industries Ltd. 6.9% hai. Isse sahi lagta hai ki Fund A portfolio mein better diversification hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 25.25% hai, lekin Fund B ki 10.33% hai. Isse sahi lagta hai ki Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 11.35 hai, lekin Fund B ki 13.05 hai. Fund A ki Sharpe ratio 2.18 hai, Fund B ki 0.35 hai. Isse sahi lagta hai ki Fund A higher risk se better returns deta hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.31% hai, lekin Fund A ki 0.79% hai. Isse sahi lagta hai ki Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price