SBI Blue Chip Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
15.78%
Chaliye, dekho, hum do funds ki comparison karne ja rahe hain - SBI Blue Chip Fund aur HDFC Small Cap Fund. Ye dono funds Very High riskometer category mein hain. Fund A is a Large Cap fund while Fund B is a Small Cap fund. Aapko yahaan pata chalega ki kis fund mein long-term wealth creation ke liye invest karna chaahiye.
[Verdict]| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 101.68 | 152.64 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 16.9 |
| Sharpe Ratio | 2.18 | 0.55 |
| 1 Year Return (%) | 9.84% | 0.2% |
| 3 Year Return (%) | 31.25% | 15.78% |
| 5 Year Return (%) | 25.25% | 18.08% |
| Since Launch (%) | 12.02% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 90.45% |
| Portfolio Turnover | 8% | 6% |
🤖 AI Verdict – Which is Better?
Takkar ka nateeja hai, Fund A SBI Blue Chip Fund hai, jo 3Y return, expense ratio, aur risk ke tarike se accha hai. Yeh fund long-term wealth creation ke liye aapke liye behtar option hai.
[SIP Suitability]Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Monthly SIP ke liye, Fund A SBI Blue Chip Fund behtar hai, kyunki yeh ek stable return deta hai aur consistency ke saath invest karta hai.
[Risk & Cost Analysis]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke tarike se dekha jata hai, to Fund B HDFC Small Cap Fund lekin thoda better hai. Lekin expense ratio ke hisab se, Fund A accha hai.
[Portfolio Diversification]📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke tarike se dekha jata hai, to Fund A ke paas asset allocation thoda badhaya hai, lekin sector risk bhi hota hai. Fund B ka asset allocation thoda kam hai, lekin sector risk bhi kam hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 5Y return mein 25.25% aur 3Y return mein 31.25% deta hai, jo Fund B ki 5Y return 18.08% aur 3Y return 15.78% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility 16.9 hai, jo Fund A ki 11.35 se badhaya hai, lekin Sharpe ratio mein Fund A behtar hai, jisse risk-adjusted return better hota hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisab se, Fund A SBI Blue Chip Fund 0.79% aur Fund B HDFC Small Cap Fund 0.73% hai, jisse Fund B thoda cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price