SBI Blue Chip Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
7.4%
Aaj hum aapko do fundon ke beech ka comparison karne ja rahe hain - SBI Blue Chip Fund aur HDFC Infra Fund. Ye dono fund alag-alag categories mein padte hain. SBI Blue Chip Fund Large Cap category mein padta hai, jabki HDFC Infra Fund thematic category mein padta hai. Aapko is article mein pata chalega ki ye dono fund aapke long-term wealth creation ke liye kaise suit hain.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Large Cap | Thematic |
| NAV (₹) | 101.68 | 33.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 11.35 | 14.88 |
| Sharpe Ratio | 2.18 | 0.06 |
| 1 Year Return (%) | 9.84% | 6.36% |
| 3 Year Return (%) | 31.25% | 7.4% |
| 5 Year Return (%) | 25.25% | 6.49% |
| Since Launch (%) | 12.02% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 35% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar aap long-term wealth creation chahte hain, to SBI Blue Chip Fund aapke liye behtar fund hai. Ye fund 3Y return mein 31.25% ka return diya hai, jabki HDFC Infra Fund mein 7.4% ka return diya hai. Iske alawa, SBI Blue Chip Fund ka expense ratio 0.79% hai, jabki HDFC Infra Fund ka expense ratio 0.5% hai. Aur iske alawa, SBI Blue Chip Fund ka riskometer Very High hai, jabki HDFC Infra Fund ka riskometer Moderate hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
Aapko monthly SIP karne ke liye SBI Blue Chip Fund better fund hai. Ye fund 3Y return mein 31.25% ka return diya hai, jabki HDFC Infra Fund mein 7.4% ka return diya hai. Isse pata chalta hai ki SBI Blue Chip Fund consistent returns diya hai, jabki HDFC Infra Fund mein returns stable nahi hain.
⚠️ Risk & Cost Analysis
SBI Blue Chip Fund ka riskometer Very High hai, lekin iske alawa, ye fund risk-adjusted returns bhi better deta hai. Sharpe ratio mein, SBI Blue Chip Fund 2.18 ka score deta hai, jabki HDFC Infra Fund mein 0.06 ka score deta hai. Iske alawa, SBI Blue Chip Fund ka volatility 11.35 hai, jabki HDFC Infra Fund ka volatility 14.88 hai. Isse pata chalta hai ki SBI Blue Chip Fund mein risk-adjusted returns better hain.
📊 Portfolio Diversification
SBI Blue Chip Fund mein asset allocation 97.26% equity aur 0.78% T-Bills hai, jabki HDFC Infra Fund mein 95.00% equity aur 5.00% T-Bills hai. Isse pata chalta hai ki SBI Blue Chip Fund mein asset allocation better hai. Top holdings mein, SBI Blue Chip Fund mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), lekin HDFC Infra Fund mein HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%) hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI Blue Chip Fund mein 5Y return 25.25% hai, jabki HDFC Infra Fund mein 6.49% hai. Isse pata chalta hai ki SBI Blue Chip Fund long-run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, SBI Blue Chip Fund ka volatility 11.35 hai, jabki HDFC Infra Fund ka volatility 14.88 hai. Isse pata chalta hai ki SBI Blue Chip Fund mein risk-adjusted returns better hain.
Q3: Which fund is more cost-effective?
Sach ye hai, HDFC Infra Fund ka expense ratio 0.5% hai, jabki SBI Blue Chip Fund ka expense ratio 0.79% hai. Isse pata chalta hai ki HDFC Infra Fund more cost-effective hai.