SBI Blue Chip Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
20.86%
Aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - SBI Blue Chip Fund aur Groww Mutual Fund Multi Cap Fund. Ye dono funds bahut hi high-risk category mein aate hain. Aapko yahaan pata chalega ki aapko kis fund mein invest karne ki zaroorat hai, aur kya vah aapki long-term wealth creation ke liye upyukt hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 101.68 | 19.01 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.95 |
| Sharpe Ratio | 2.18 | 1.11 |
| 1 Year Return (%) | 9.84% | 5.23% |
| 3 Year Return (%) | 31.25% | 20.86% |
| 5 Year Return (%) | 25.25% | 0.27% |
| Since Launch (%) | 12.02% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 8% | 26% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki 3Y return, expense ratio, aur risk ke liye SBI Blue Chip Fund better hai. Iska 3Y return 31.25% hai, jiska expense ratio 0.79% hai. Groww Mutual Fund Multi Cap Fund ka 3Y return 20.86% hai, expense ratio 1.68% hai. Lekin SBI Blue Chip Fund ka riskometer bhi Very High hai, jiska volatility bhi 11.35 hai. Haan, iska Sharpe ratio bhi better hai, jiska value 2.18 hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP ke liye SBI Blue Chip Fund zyada hi suitable hai. Iska 3Y return aur 5Y return dono bahut hi accha hai. Iska expense ratio bhi kam hai. Groww Mutual Fund Multi Cap Fund ka 5Y return kam hai. Lekin SBI Blue Chip Fund ka riskometer bhi Very High hai, aur volatility bhi kam nahi hai. Isliye, yadi aapka investment horizon 10+ saal ka hai, to SBI Blue Chip Fund SIP ke liye accha hai.
⚠️ Risk & Cost Analysis
SBI Blue Chip Fund ka riskometer Very High hai, lekin iska Sharpe ratio 2.18 hai, jo kam hai. Groww Mutual Fund Multi Cap Fund ka Sharpe ratio 1.11 hai. SBI Blue Chip Fund ka volatility 11.35 hai, jo kam hai. Groww Mutual Fund Multi Cap Fund ka volatility 12.95 hai. Isliye, SBI Blue Chip Fund ka risk-adjusted return better hai. Lekin iska expense ratio bhi kam hai, jiska value 0.79% hai.
📊 Portfolio Diversification
SBI Blue Chip Fund ka equity allocation 97.26% hai, aur T-Bills allocation 0.78% hai. Groww Mutual Fund Multi Cap Fund ka equity allocation 97.00% hai, aur T-Bills allocation 3.00% hai. SBI Blue Chip Fund ka top holdings mein HDFC Bank Ltd. 8.73% hai, ICICI Bank Ltd. 7.76% hai, aur Reliance Industries Ltd. 6.56% hai. Groww Mutual Fund Multi Cap Fund ka top holdings mein HDFC Bank Ltd. 6.5% hai, ICICI Bank Ltd. 5.8% hai, aur Reliance Industries Ltd. 4.9% hai. Isliye, SBI Blue Chip Fund ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ka 5Y return 25.25% hai, jiska 3Y return 31.25% hai. Groww Mutual Fund Multi Cap Fund ka 5Y return 0.27% hai, jiska 3Y return 20.86% hai. Isliye, SBI Blue Chip Fund long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ka riskometer Very High hai, lekin iska Sharpe ratio 2.18 hai. Groww Mutual Fund Multi Cap Fund ka Sharpe ratio 1.11 hai. Isliye, SBI Blue Chip Fund ka risk-adjusted return better hai. Lekin yadi aapko high-risk investment pasand hai, to Groww Mutual Fund Multi Cap Fund bhi ek option hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ka expense ratio 0.79% hai, jiska AUM 53468.34 Cr hai. Groww Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai, jiska AUM 18360 Cr hai. Isliye, SBI Blue Chip Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price