SBI Blue Chip Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Ab humein do fundon ke beech ka comparison karna hai, SBI Blue Chip Fund (Fund A) aur Groww Mutual Fund Large Cap Fund (Fund B). Ye donon fund large cap category mein aate hain. Is article mein hum fund A aur fund B ke beech ka comparison karenge aur aapko pata chalayega ki kis fund mein aapko nivesh karna chahiye.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.05 |
| Sharpe Ratio | 2.18 | 0.63 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 33% |
🤖 AI Verdict – Which is Better?
Haan, hum fund B ko long-term wealth creation ke liye better fund manaenge. Iska reason hai ki fund B ka 3Y return 14.7% hai, jabki fund A ka 3Y return 31.25% hai. Lekin expense ratio ka khayal rehta hai. Fund B ka expense ratio 0.52% hai, jo fund A ki 0.79% se thoda kam hai. Isliye, fund B aapke long-term wealth creation ke liye aapki best option hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP suitabilit ka dhyan rakhkar, hum fund B ko monthly SIP ke liye better fund manaenge. Fund B ka consistency aur return stability fund A se thoda badhaya hai. Isliye, yadi aapko 10+ saal ke liye monthly SIP karna hai, to fund B aapke liye aapki best option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karne par, hum dekhte hain ki fund A ki riskometer Very High hai, jabki fund B ki Very High hai. Lekin fund B ka volatility 13.05 hai, jo fund A ki 11.35 se thoda badhaya hai. Sharpe ratio ka dhyan rakhkar, hum dekhte hain ki fund B ka Sharpe ratio 0.63 hai, jo fund A ki 2.18 se thoda kam hai. Expense ratio ka dhyan rakhkar, hum dekhte hain ki fund B ka expense ratio 0.52% hai, jo fund A ki 0.79% se thoda kam hai. Isliye, fund B offers better risk-adjusted returns.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karne par, hum dekhte hain ki fund A ka asset allocation equity mein 97.26% hai, jabki fund B ka 96.00% hai. Top holdings concentration ka dhyan rakhkar, hum dekhte hain ki fund A ka HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) mein investment hai, jabki fund B ka HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) mein investment hai. Isliye, fund A ka portfolio fund B se thoda diversified hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ka 5Y return 25.25% hai, jabki fund B ka 12.03% hai. Isliye, fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ka riskometer Very High hai, lekin uske liye aapko 2.18 Sharpe ratio milta hai, jo fund B ki 0.63 se thoda badhaya hai. Isliye, fund A ka risk aapke liye worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund B ka expense ratio 0.52% hai, jo fund A ki 0.79% se thoda kam hai. Isliye, fund B aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price