SBI Blue Chip Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Aapke paas do bade funds hain, SBI Blue Chip Fund aur Franklin Templeton Large Cap Fund. Ye donon fund Large Cap Category mein aate hain. Aaj hum aapko batayenge ki ye donon funds kya kya keh rhe hain aur aapko kya seekhne ko milegi.
[VERDICT]| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.76 |
| Sharpe Ratio | 2.18 | 0.64 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Blue Chip Fund, 3Y return ke hisaab se behtar fund hai. Iska 3Y return 31.25% hai, jo ki Fund B, Franklin Templeton Large Cap Fund, ka 3Y return se behtar hai. Haan, Fund A ka expense ratio 0.79% hai, jo ki Fund B ka expense ratio 0.52% se adhik hai. Lekin, Fund A ka 5Y return 25.25% hai, jo ki Fund B ka 5Y return se behtar hai. Isliye, Fund A hamaare liye behtar fund hai long-term wealth creation ke liye.
[SIP_SUITABILITY]Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP Suitability ke hisaab se, Fund A, SBI Blue Chip Fund, 10+ years ka monthly SIP ke liye behtar fund hai. Iska 3Y return aur consistency Fund B se behtar hai. Chaliye, hum ek example dekhate hain. Fund A ka 3Y return 31.25% hai, jo ki Fund B ka 3Y return se behtar hai. Isliye, Fund A 10+ years ka monthly SIP ke liye behtar fund hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Risk & Cost Analysis ke hisaab se, Fund A, SBI Blue Chip Fund, Fund B se behtar risk-adjusted return offer karta hai. Iska riskometer Very High hai, lekin sharpe ratio 2.18 hai, jo ki Fund B ka sharpe ratio 0.64 se behtar hai. Haan, Fund A ka expense ratio 0.79% hai, jo ki Fund B ka expense ratio 0.52% se adhik hai. Lekin, Fund A ka volatility 11.35 hai, jo ki Fund B ka volatility 12.76 se kam hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Portfolio Diversification ke hisaab se, Fund A, SBI Blue Chip Fund, Fund B se behtar portfolio diversification offer karta hai. Iska asset allocation Equity 97.26% hai, jo ki Fund B ka asset allocation Equity 96.00% se behtar hai. Haan, Fund A ka asset allocation T-Bills 0.78% hai, jo ki Fund B ka asset allocation T-Bills 4.00% se kam hai. Isliye, Fund A ka portfolio diversified hai aur sector risk se bacha hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A, SBI Blue Chip Fund, 5Y return ke hisaab se behtar fund hai. Iska 5Y return 25.25% hai, jo ki Fund B ka 5Y return se behtar hai.
Q2: Is the higher risk fund worth it?
Haaan, Fund A, SBI Blue Chip Fund, higher risk fund hai, lekin sharpe ratio 2.18 hai, jo ki Fund B ka sharpe ratio 0.64 se behtar hai. Isliye, Fund A ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B, Franklin Templeton Large Cap Fund, cost-effective fund hai. Iska expense ratio 0.52% hai, jo ki Fund A ka expense ratio 0.79% se kam hai. Isliye, Fund B adhik cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price