SBI Blue Chip Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.63%
Chaliye dekho, humein do funds milte hain - SBI Blue Chip Fund aur Franklin Templeton Flexi Cap Fund. Ye donon funds aise hi category mein hain, lekin inki performance mein kuch alag haal hai. Aaj hum is article mein inki comparison karenge aur dekhein kis fund mein invest karna zaroori hai.
Yahaan par aapko in donon funds ki jankari mil jayegi, jisse aap apne investment ke liye akele na ho.
So, let's start!
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Large Cap | Flexi Cap |
| NAV (₹) | 101.68 | 110.79 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 14.27 |
| Sharpe Ratio | 2.18 | 0.57 |
| 1 Year Return (%) | 9.84% | -2.38% |
| 3 Year Return (%) | 31.25% | 14.63% |
| 5 Year Return (%) | 25.25% | 12.31% |
| Since Launch (%) | 12.02% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 8% | 48% |
🤖 AI Verdict – Which is Better?
Haan, yeh question sabse pehle aata hai. Fund B ka 3Y return 14.63% hai, jabki Fund A ka 31.25% hai. Ismein Fund A ka 3Y return jyada hai, lekin expense ratio bhi jyada hai - 0.79% versus 0.96%.
Lekin yeh sab kuch risk ke saath judega. Riskometer aur volatility ke hisaab se Fund A ka risk jyada hai. Par Sharpe ratio se dekha jae to Fund A ka risk-adjusted return jyada hai.
Sach ye hai, Fund A aage badhne ke liye behtar hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
SIP ke liye Fund A behtar hai, kyunki yeh 3Y return mein jyada stable hai aur inmein se koi bhi 1Y return mein aage padh gaya hai.
Yeh donon funds mein se koi bhi 10+ years ke liye SIP karna zaroori hai, lekin Fund A ka 5Y return bhi jyada hai.
Isliye, Fund A SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisaab se Fund A ka risk-adjusted return jyada hai.
Ismein se Fund A ka expense ratio 0.79% hai, jo Fund B ke 0.96% se kam hai.
Yeh donon funds mein se koi bhi risk-adjusted return ke hisaab se Fund A behtar hai.
📊 Portfolio Diversification
Fund A mein equity ke hisaab se 97.26% ka asset allocation hai, jabki Fund B mein 95.00% hai.
Fund A ke top 3 holdings mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hai.
Isliye, Fund A ke portfolio mein sector risk jyada hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 25.25% hai, jo Fund B ke 12.31% se jyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka risk-adjusted return jyada hai, lekin expense ratio bhi jyada hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.79% hai, jo Fund B ke 0.96% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price