SBI Blue Chip Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.99%
Today humein do funds ke beech ka comparison karna hain, SBI Blue Chip Fund aur Edelweiss Liquid Fund. Ye dono fund aasani se invest karne ke liye ek accha vikalp ho sakte hain. Hum is article mein in dono fundon ke beech ka comparison karenge lekin fund A, SBI Blue Chip Fund, ek large cap fund hai aur fund B, Edelweiss Liquid Fund, ek liquid fund hai. Dekho, fund A mein long-term wealth creation ke liye investment ki ja sakti hai, jabki fund B mein short-term money management ke liye investment ki ja sakti hai.
[VERDICT]| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Edelweiss Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 101.68 | 3598.40 |
| AUM (₹ Cr) | 5.35 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.13 |
| Sharpe Ratio | 2.18 | 3.77 |
| 1 Year Return (%) | 9.84% | 6.24% |
| 3 Year Return (%) | 31.25% | 6.99% |
| 5 Year Return (%) | 25.25% | 6.17% |
| Since Launch (%) | 12.02% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 295% |
🤖 AI Verdict – Which is Better?
Bilkul, humein fund A, SBI Blue Chip Fund, ko long-term wealth creation ke liye better fund mana jata hai. Iska sabse bada karan hai 3Y return, jo 31.25% hai. Iske alawa, expense ratio bhi kam hai, jo 0.79% hai. Riskometer bhi very high hai, jisse humein fund mein investment karne se pehle zyada dhyan dena padta hai.
[SIP_SUITABILITY]Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Monthly SIP ke liye fund B, Edelweiss Liquid Fund, better hai. Iska sabse bada karan hai iski consistency aur return stability. Fund B mein asset allocation bhi bahut achha hai, jismein T-Bills, CD, CP, aur cash ka hissa hai. Isse fund B mein investment karne se pehle fund A mein investment karne se pehle zyada dhyan dena padta hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Fund A mein riskometer very high hai, jisse fund mein investment karne se pehle zyada dhyan dena padta hai. Lekin, Sharpe ratio bhi bahut achha hai, jo 2.18 hai. Iske alawa, expense ratio bhi kam hai, jo 0.79% hai. Fund B mein riskometer low hai, jisse fund mein investment karne se pehle zyada dhyan nahin dena padta hai. Lekin, Sharpe ratio bhi bahut achha hai, jo 3.77 hai. Iske alawa, expense ratio bhi kam hai, jo 0.12% hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Fund A mein asset allocation bahut achha hai, jismein equity ka hissa 97.26% hai. Iske alawa, top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ka hissa hai. Fund B mein asset allocation bhi bahut achha hai, jismein T-Bills, CD, CP, aur cash ka hissa hai. Iske alawa, top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills ka hissa hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A mein 5Y return 25.25% hai, jo fund B mein 6.17% hai. Isliye, fund A mein investment karne se pehle fund B mein investment karne se pehle zyada dhyan dena padta hai.
Q2: Is the higher risk fund worth it?
Haan, fund A mein volatility 11.35 hai, jo fund B mein 0.13 hai. Lekin, Sharpe ratio bhi bahut achha hai, jo 2.18 hai. Isliye, fund A mein investment karne se pehle fund B mein investment karne se pehle zyada dhyan dena padta hai.
Q3: Which fund is more cost-effective?
Fund B mein expense ratio 0.12% hai, jo fund A mein 0.79% hai. Isliye, fund B mein investment karne se pehle fund A mein investment karne se pehle zyada dhyan dena padta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price