SBI Blue Chip Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Aaj hum do bade mutual fund ki tarkik karne ja rahen hain - SBI Blue Chip Fund aur DSP Mutual Fund Large Cap Fund. Dono fund Large Cap category mein aate hain. Ye pustak mein hum dekhege ki kis fund mein long-term mein jaari hone wali returns adhik hain, kya ek monthly SIP ke liye kis fund ki sahajat aur stability adhik hai, aur kis fund mein riskometer aur expense ratio ki drishti se adhik sehatmarg hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | DSP Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 11.97 |
| Sharpe Ratio | 2.18 | 0.69 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki 3Y return, expense ratio, aur risk ke aadhaar par humein SBI Blue Chip Fund ko zyada sehatmargi fund ke roop mein dekhna chahega. Ye fund apne 31.25% ke 3Y return aur 0.79% ke expense ratio ke liye vishesh aakarshak hai. Haan, DSP Mutual Fund Large Cap Fund bhi ek zyada sehatmargi fund hai, lekin SBI Blue Chip Fund mein adhik aavashyak hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Ek monthly SIP ke liye kis fund ki sahajat aur stability adhik hai? Chaliye dekhein. SBI Blue Chip Fund ki 5Y return 25.25% hai, jabki DSP Mutual Fund Large Cap Fund ki 5Y return 12.03% hai. Lekin, SBI Blue Chip Fund ki 1Y return -9.84% tha, jisse ek SIP investor ko dar karna chahiye. Haan, DSP Mutual Fund Large Cap Fund ki 1Y return bhi kamzor thi, lekin kam se kam SBI Blue Chip Fund ki return adhik stable thi.
⚠️ Risk & Cost Analysis
Riskometer aur expense ratio ke aadhaar par humein dekhega ki kis fund mein risk-adjusted returns adhik hain. SBI Blue Chip Fund ki riskometer Very High hai, lekin expense ratio 0.79% hai. DSP Mutual Fund Large Cap Fund ka riskometer bhi Very High hai, lekin expense ratio 0.52% hai. Sharpe ratio ke aadhaar par bhi SBI Blue Chip Fund adhik sehatmargi hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke aadhaar par humein dekhega ki kis fund mein portfolio diversification adhik hai. SBI Blue Chip Fund mein equity 97.26% aur T-Bills 0.78% hai, lekin DSP Mutual Fund Large Cap Fund mein equity 96% aur T-Bills 4% hai. Haan, SBI Blue Chip Fund ki top 3 holdings mein HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), aur Reliance Industries Ltd. (6.56%) hain, lekin DSP Mutual Fund Large Cap Fund ki top 3 holdings mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hain.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI Blue Chip Fund ki 5Y return 25.25% hai, jabki DSP Mutual Fund Large Cap Fund ki 5Y return 12.03% hai. Isliye, SBI Blue Chip Fund long run mein adhik returns deti hai.
Q2: Is the higher risk fund worth it?
Sharpe ratio ke aadhaar par humein dekhega ki kis fund mein risk-adjusted returns adhik hain. SBI Blue Chip Fund ki Sharpe ratio 2.18 hai, jabki DSP Mutual Fund Large Cap Fund ki Sharpe ratio 0.69 hai. Isliye, SBI Blue Chip Fund adhik sehatmargi hai.
Q3: Which fund is more cost-effective?
Expense ratio ke aadhaar par humein dekhega ki kis fund adhik cost-effective hai. DSP Mutual Fund Large Cap Fund ki expense ratio 0.52% hai, jabki SBI Blue Chip Fund ki expense ratio 0.79% hai. Isliye, DSP Mutual Fund Large Cap Fund adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price