SBI Blue Chip Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.96%
Aapko milte hai do aise funds - SBI Blue Chip Fund aur Canara Robeco Liquid Fund, jo ki aapke nivesh ke liye sahi vikalp ho sakte hain. Is lekh mein hum aapko fund dono ki jaankari denge aur aapko bataenge ki kis fund mein aapko nivesh karna chahiye.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Canara Robeco |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 101.68 | 3337.33 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.11 |
| Sharpe Ratio | 2.18 | 4.18 |
| 1 Year Return (%) | 9.84% | 6.22% |
| 3 Year Return (%) | 31.25% | 6.96% |
| 5 Year Return (%) | 25.25% | 6.13% |
| Since Launch (%) | 12.02% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 8% | 223% |
🤖 AI Verdict – Which is Better?
SBI Blue Chip Fund ek bahut hi aage badhne wala fund hai lekin iski riskometer bahut hi high hai. Chaliye dekhte hain ki iski 3 saal ki return hai 31.25%. Ye return bahut hi accha hai lekin expense ratio bhi 0.79% hai jo thoda high hai. Iske alawa, iski volatility bhi bahut hi high hai. Lekin agar hum iski 5 saal ki return dekhen to 25.25% hai, jo bahut hi accha hai. Isliye, hum aapko SBI Blue Chip Fund ki recommendation karte hain. Haan, iski risk bhi bahut hi high hai, lekin agar aap long-term investor hain to aap ismein nivesh kar sakte hain.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
SIP Suitability ke liye, hum aapko batate hain ki kis fund mein aapko monthly SIP karna chahiye. Canara Robeco Liquid Fund ek stable fund hai jo ki bahut hi accha return deta hai. Iske alawa, iski expense ratio bhi bahut hi low hai. Chaliye dekhte hain ki iski 1 saal ki return hai 6.22% jo bahut hi accha hai. Isliye, hum aapko Canara Robeco Liquid Fund ki recommendation karte hain. Haan, iski returns bahut hi low hai, lekin agar aap short-term investor hain to aap ismein nivesh kar sakte hain.
⚠️ Risk & Cost Analysis
Riskometer ke liye, hum aapko batate hain ki kis fund mein aapko nivesh karna chahiye. SBI Blue Chip Fund ka riskometer very high hai lekin Canara Robeco Liquid Fund ka riskometer low hai. Volatility ke liye, hum aapko batate hain ki SBI Blue Chip Fund ki volatility 11.35 hai jo bahut hi high hai, lekin Canara Robeco Liquid Fund ki volatility 0.11 hai jo bahut hi low hai. Sharpe ratio ke liye, hum aapko batate hain ki SBI Blue Chip Fund ka Sharpe ratio 2.18 hai jo bahut hi accha hai, lekin Canara Robeco Liquid Fund ka Sharpe ratio 4.18 hai jo bahut hi accha hai. Expense ratio ke liye, hum aapko batate hain ki SBI Blue Chip Fund ka expense ratio 0.79% hai jo thoda high hai, lekin Canara Robeco Liquid Fund ka expense ratio 0.12% hai jo bahut hi low hai. Isliye, hum aapko Canara Robeco Liquid Fund ki recommendation karte hain.
📊 Portfolio Diversification
Portfolio diversification ke liye, hum aapko batate hain ki kis fund mein aapko nivesh karna chahiye. SBI Blue Chip Fund mein equity 97.26% hai aur T-Bills 0.78% hai. Iske alawa, iske top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Canara Robeco Liquid Fund mein T-Bills 65.00% hai, CD 20.00% hai, CP 10.00% hai, aur Cash 5.00% hai. Iske alawa, iske top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Isliye, hum aapko Canara Robeco Liquid Fund ki recommendation karte hain. Haan, iski diversification bahut hi low hai, lekin agar aap short-term investor hain to aap ismein nivesh kar sakte hain.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ki 5 saal ki return 25.25% hai, jo bahut hi accha hai. Isliye, hum aapko SBI Blue Chip Fund ki recommendation karte hain.
Q2: Is the higher risk fund worth it?
SBI Blue Chip Fund ka riskometer very high hai aur volatility bahut hi high hai. Isliye, hum aapko Canara Robeco Liquid Fund ki recommendation karte hain.
Q3: Which fund is more cost-effective?
Canara Robeco Liquid Fund ka expense ratio 0.12% hai jo bahut hi low hai. Isliye, hum aapko Canara Robeco Liquid Fund ki recommendation karte hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price