SBI Blue Chip Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.62%
Chaliye dekho, hum kya check karenge. Fund A aur Fund B do large-cap funds hain jinka hum compare karenge. Sabse pehle hum fund ki category, 1Y, 3Y, aur 5Y return pe dekhainge.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Baroda BNP Paribas |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 251.36 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.08 |
| Sharpe Ratio | 2.18 | 0.62 |
| 1 Year Return (%) | 9.84% | -0.15% |
| 3 Year Return (%) | 31.25% | 14.62% |
| 5 Year Return (%) | 25.25% | 11.06% |
| Since Launch (%) | 12.02% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 34% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A 3Y return mein 31.25% aur expense ratio 0.79% par aata hai, jabki Fund B 14.62% return aur 0.52% expense ratio par aata hai. Lekin Fund A ka riskometer bhi very high hai. Haan, hum kahainge ki Fund A long-term mein wealth creation ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
Chaliye dekho, hum SIP ke liye kya chunenge. Fund A aur Fund B dono large-cap funds hain, lekin Fund A ka 3Y return aur expense ratio Fund B se bada hai. Dekho, Fund A ka 31.25% return aur 0.79% expense ratio hai, jabki Fund B ka 14.62% return aur 0.52% expense ratio hai. Haan, Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A aur Fund B dono ki riskometer very high hai, lekin Fund A ka volatility 11.35 hai aur Sharpe ratio 2.18 hai, jabki Fund B ka volatility 13.08 hai aur Sharpe ratio 0.62 hai. Lekin Fund A ka expense ratio 0.79% hai, jabki Fund B ka 0.52% hai. Dekho, Fund A risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Chaliye dekho, hum fund ki portfolio diversification ke bare mein dekhte hain. Fund A ka asset allocation 97.26% equity aur 0.78% T-Bills par hai, jabki Fund B ka 96.00% equity aur 4.00% T-Bills par hai. Dekho, Fund A ka asset allocation Fund B se kam diversified hai. Haan, Fund B ka asset allocation better hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 25.25% hai, jabki Fund B ka 11.06% hai. Haan, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka volatility 11.35 hai aur Sharpe ratio 2.18 hai, jabki Fund B ka volatility 13.08 hai aur Sharpe ratio 0.62 hai. Haan, Fund A risk-adjusted returns mein better hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jabki Fund A ka 0.79% hai. Haan, Fund B cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price