SBI Blue Chip Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
14.7%
Chaliye dekho, aaj humein do fundon ka mukhya comparison karne ke liye hain - SBI Blue Chip Fund aur Bandhan Mutual Fund Large Cap Fund. Sabse pehle, humein apne category ko check karna hoga, jiska category Large Cap hai. Aaj humein ye jaanna hoga ki 3Y return, expense ratio, aur risk ke hisab se, kis fund mein investment karne ka vichaar karna chahiye.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Bandhan Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 101.68 | 497.22 |
| AUM (₹ Cr) | 5.35 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 12.11 |
| Sharpe Ratio | 2.18 | 0.68 |
| 1 Year Return (%) | 9.84% | -4.02% |
| 3 Year Return (%) | 31.25% | 14.7% |
| 5 Year Return (%) | 25.25% | 12.03% |
| Since Launch (%) | 12.02% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 8% | 24% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai, 3Y return aur expense ratio ke hisab se, Fund A (SBI Blue Chip Fund) mein investment karna behtar hai. Iske 5Y return (25.25%) aur 3Y return (31.25%) bahut achhe hai. Lekin, expense ratio 0.79% hai, jo Bandhan Mutual Fund Large Cap Fund (0.52%) se thoda jaada hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Kya monthly SIP ke liye Fund A ya Fund B beter hai? Dekho, Fund A ka 1Y return (9.84%) to thoda achha hai, lekin Fund B ka 3Y return (14.7%) aur 5Y return (12.03%) Fund A se bhi achha hai. Isliye, Fund B SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karte samay, ek baat sahi hai ki Fund A mein riskometer aur volatility thoda bada hai lekin Sharpe ratio 2.18 hai jo Fund B ka Sharpe ratio 0.68 se bada hai. Isliye, Fund A mein risk-adjusted returns behtar hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, Fund A aur Fund B dono hi Large Cap fund hain, lekin Fund A ka asset allocation 97.26% Equity aur 0.78% T-Bills hai, jo Fund B se thoda alag hai. Fund B ka asset allocation 96% Equity aur 4% T-Bills hai. Isliye, Fund A mein asset allocation thoda alag hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return (25.25%) aur 3Y return (31.25%) Fund B se bada hai, isliye Fund A long run mein behtar returns dete hain.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer aur volatility thoda bada hai, lekin Sharpe ratio 2.18 hai, jo Fund B ka Sharpe ratio 0.68 se bada hai, isliye Fund A mein risk-adjusted returns behtar hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.52% hai, jo Fund A ka expense ratio 0.79% se thoda chota hai, isliye Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price