SBI Blue Chip Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
11.66%
Aapke paas do mahatvapurn funds hain, SBI Blue Chip Fund aur Axis ELSS Tax Saver Fund. Dono fund Large Cap aur ELSS category mein hain, lekin aapko pata hona hoga ki kis fund meh long-term wealth creation ke liye adhik suvidha hai. Is article mein hum dono fundon ka vivaran karenge aur aapko batayenge ki kis fund meh SIP ke liye better hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 101.68 | 104.77 |
| AUM (₹ Cr) | 5.35 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.79% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 11.35 | 13.4 |
| Sharpe Ratio | 2.18 | 0.39 |
| 1 Year Return (%) | 9.84% | -2.52% |
| 3 Year Return (%) | 31.25% | 11.66% |
| 5 Year Return (%) | 25.25% | 8.43% |
| Since Launch (%) | 12.02% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | Equity: 97.56% |
| Portfolio Turnover | 8% | 14% |
🤖 AI Verdict – Which is Better?
SBI Blue Chip Fund aur Axis ELSS Tax Saver Fund dono hi Very High riskometer mein hain, lekin SBI Blue Chip Fund ne 3Y return mein 31.25% kiya hai, jo ki Axis ELSS Tax Saver Fund ke 11.66% se adhik hai. Expense ratio ke hisab se bhi SBI Blue Chip Fund better hai, jo ki 0.79% hai, jabki Axis ELSS Tax Saver Fund ka expense ratio 1.66% hai. Isliye, SBI Blue Chip Fund long-term wealth creation ke liye better fund hai.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP ke liye fund ki consistency aur return stability kaafi mahatvapurn hai. SBI Blue Chip Fund ne 1Y return mein 9.84% kiya hai, jabki Axis ELSS Tax Saver Fund ne -2.52% kiya hai. 3Y return mein bhi SBI Blue Chip Fund ne 31.25% kiya hai, jabki Axis ELSS Tax Saver Fund ne 11.66% kiya hai. Isliye, SBI Blue Chip Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Dono fund Very High riskometer mein hain, lekin SBI Blue Chip Fund ka volatility 11.35 hai, jabki Axis ELSS Tax Saver Fund ka volatility 13.4 hai. Sharpe ratio ke hisab se bhi SBI Blue Chip Fund better hai, jo ki 2.18 hai, jabki Axis ELSS Tax Saver Fund ka Sharpe ratio 0.39 hai. Expense ratio ke hisab se bhi SBI Blue Chip Fund better hai, jo ki 0.79% hai, jabki Axis ELSS Tax Saver Fund ka expense ratio 1.66% hai. Isliye, SBI Blue Chip Fund better risk-adjusted returns pradaan karti hai.
📊 Portfolio Diversification
Dono fund mein equity 97% se adhik hai, lekin SBI Blue Chip Fund mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd ki concentration adhik hai, jabki Axis ELSS Tax Saver Fund mein ICICI Bank Ltd, HDFC Bank Ltd, aur Bharti Airtel Ltd ki concentration adhik hai. Isliye, SBI Blue Chip Fund mein portfolio diversification kam hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Blue Chip Fund ne 5Y return mein 25.25% kiya hai, jabki Axis ELSS Tax Saver Fund ne 8.43% kiya hai. Isliye, SBI Blue Chip Fund long-term return mein better hai.
Q2: Is the higher risk fund worth it?
Axis ELSS Tax Saver Fund ka volatility 13.4 hai, jo ki SBI Blue Chip Fund ka 11.35 se adhik hai. Sharpe ratio ke hisab se bhi Axis ELSS Tax Saver Fund kam hai, jo ki 0.39 hai. Isliye, Axis ELSS Tax Saver Fund ki higher risk se adhik suvidha nahi hai.
Q3: Which fund is more cost-effective?
SBI Blue Chip Fund ka expense ratio 0.79% hai, jo ki Axis ELSS Tax Saver Fund ka 1.66% se kam hai. Isliye, SBI Blue Chip Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price